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Comprehensive Car Insurance

  • 15% discount^ when you request a quote for a new comprehensive car insurance policy online
  • Discount on your premium if you drive fewer than 20,000km per year
  • Pay by the month at no extra cost
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Comprehensive Car Insurance

Helps protect your car against accidental loss or damage including theft, loss, fire, storms and malicious damage. Receive great discounts if you drive less and/or apply for a quote online for a new comprehensive car insurance policy.

Apia Comprehensive Car cover features:

  • Lifetime guarantee on repair work authorised by us
  • Up to $1,000 personal property stolen or damaged in an accident
  • We'll replace your car with a new one if it's stolen, not recovered and is less than 10 years old ($40,000 limit applies)
  • A protected No-claim bonus if you remain claim free on Rating 1 for three consecutive years with Apia, or you have this with your current insurer and switch to Apia
  • Up to $20 million Legal liability for damage caused by your car

Get a quote online

Add optional extras to your existing policy, call 13 50 50

Optional Extra

Apia Roadside Assist

Whether it’s a flat tyre or a breakdown, if you can't get started, we'll get your car back on the road.

  • 24/7 support
  • Unlimited callouts
  • No extra joining fee

Less than $7 a month

Learn more

Optional Extra

Windscreen and Window glass cover

Add this option for one excess-free repair or replacement of your car's windscreen or window glass, in each period of insurance.

Policy Documents

For full details of what is and isn't covered please refer to the relevant Product Disclosure Statement (PDS)

Service you can trust

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For insurance advice or help with a quote, contact us for a chat. We promise you'll talk with a real person.

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We are available 24 hours a day 7 days a week.

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Wherever you are and whatever your needs, Apia can help you

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