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Health Insurance

Select or combine Hospital cover and extras to suit you.
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Start with Hospital Cover

Select or combine Hospital cover and extras to suit you

Essentials

$25.96*/week

18 claimable services

Apia's basic cover - great value cover including many commonly claimed services.

Premium

Both Hospital options include...

What's not included?

Tailor your Extras...

Select or combine Hospital cover and extras to suit you

Essential Extras

$6.34*/week

6 claimable services
 

Cover for extras people use most, with 60% back of the cost back to you, up to your annual limit.

Advanced Extras

You can add additional extras like chiropractic and osteopathy to suit an active lifestyle.

What's included?

or

Apia Premium Extras

The best level of Apia Extras cover with 75% back off the cost to you, up to your annual limit.

What's included?

Essential Plus Extras

$9.42*/week

6 claimable services with higher limits

Get 60% of the cost back every time you claim up to your annual limit. Enjoy higher annual limits for Extras people.

Advanced Extras

You can add additional extras like chiropractic and osteopathy to suit an active lifestyle.

What's included?

or

Apia Premium Extras

The best level of Apia Extras cover with 75% back off the cost to you, up to your annual limit.

What's included?

More Information

Everything else you will need to know.

Advanced Extras

What's included in Additional Extras?

You can add additional extras like chiropractic and osteopath to suit an active lifestlye.

Apia Premium Extras

What's included in Apia Premium Extras?

The best level of Apia Extras cover with 75% back off the cost to you, up to your annual limit.

What is private health insurance?

In Australia, Medicare provides health care for citizens and permanent residents. By taking out private health insurance you can get more health care options, peace of mind and it may even help avoid tax.

Hospital & Extras

Hospital cover gives you access to private hospitals and choice of doctor, while Extras cover helps with the costs of services not normally covered by Medicare, such as dental and physiotherapy.

Lifetime health cover

Under Lifetime Health Cover (LHC), you'll pay a 2% loading on top of the normal premiums for each year you don't have hospital cover, over age 31.

The loading only applies for 10 years of continuous hospital cover. This isn't just with Apia health insurance, but every health fund.

For more information, call us on 13 50 50 or visit the department of Health and Ageing website at www.health.gov.au

Medicare Levy Surcharge

If your taxable income is above the Medicare Levy Surcharge thresholds, you don't have an appropriate level of private hospital cover, you may have to pay the Medicare Levy surcharge.

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