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Home Building Insurance

  • Damage or loss of your home, garages and sheds
  • Lifetime guarantee on repairs we authorise at your home
  • Save up to 15%^ when you buy a new building policy online

Choose Apia for your home building insurance

So you can get back on track if the unexpected happens

Apia Home Building

  • Cover for loss or damage to buildings caused by flood*, storm, lightning, fire, impact, and break-in events

Plus a range of additional features and covers, including

  • Potential new-for-old replacement, if repairing or rebuilding your home
  • Legal liability cover for death or bodily injury to other people or damage to their property
  • Temporary accommodation for you and your pets following an insured event
  • Cover for accidental breakage of glass
  • Cover for water damage from household items
  • Cover for motor burnout (up to $2,000)


*Apia does not cover loss or damage caused by actions or movements of the sea or storm surge (unless the storm surge damage occurs at the same time as damage caused by storm). Other exclusions apply.

Apia Home Building Extra

  •    All the cover of Apia Home Building Insurance

Plus a great range of home & contents extra benefits, including

  • Cover for accidental loss or damage 
  • Higher limits of a great range of additional cover and features, up to your sum insured

To choose our Building Extra cover, you'll need to answer "Yes" to the question "Would you lime additional cover for accidental damage?" when getting a quote online.

SIMILAR PRODUCT

Home Contents Insurance

Apia Home Contents Insurance may cover your household items such as electronics, jewellery and watches from a range of insured events. Receive a 15% discount^ when you purchase a new contents policy online – Explore our contents cover today

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Talk to an Expert


For insurance advice or help with a quote, chat with someone who takes the time to understand you.

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Policy Documents

For Full details of what is and isn't covered please refer to the relevant Product Disclosure Statement (PDS).

Optional Extra

Add optional Apia Home Assist* to help support you after a Home Emergency

We’ll send a tradie to your address after a household emergency, to help ensure your home is safe and secure, and to minimise the risk of further damage.

* Some geographical limitations apply to the availability of Apia Home Assist. Apia Home Assist is only available to you 24 hours after adding the option to a new or existing policy. Terms and Conditions apply.

Find out more

Get your online quote today

15% discount^

when you purchase a new Home & Contents policy online

Get a quote online now
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Insured events

No matter your level of cover, you and your buildings may be insured for a wide range of events and situations such as:

  • Flood
  • Storm
  • Lightening
  • Fire
  • Earthquake
  • Tsunami
  • Theft or Burglary
  • Accidental breakage of glass
  • Escape of liquid
  • Damage by an animal
  • Riot, civil commotion or public disturbance
  • Impact
  • Explosion
  • Malicious acts and vandalism

Exclusions may apply. Refer to the Product Disclosure Statement for more details.

The features and benefits listed on this page apply to new customers from 21 May 2016 and exisiting customers who renew their policy on or after 27 June 2016.

A reward for Apia customers

Start saving at over 100 retailers today with Suncorp Benefits

We know everyone loves a saving! As Apia is part of the Suncorp Network, eligible customers have access to join Suncorp Benefits - to enjoy savings of up to 15% on eGift Cards for everyday items at over 100 retailers.

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Service you can trust

Here to help

For insurance advice or help with a quote, contact us for a chat.

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