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Landlord Insurance

  • 15% discount^ when you quote for a new policy online
  • Pay your premiums monthly at no extra cost
  • Loss of rent after tenant default (limits apply, refer to the PDS)

Landlord Insurance

If you're a landlord this policy protects your rented property for events such as fire, storms, flood#, earthquake as well as malicious damage by tenants. If you work less than 37 hours a week you can save on your premium with the Work Less Pay Less® discount.

Apia Landlord cover features:

  • Fire, theft, storms and flood damage#
  • Malicious damage caused by tenants and their guests (up to $25,000)
  • Cover for loss of rent for up to 52 weeks if your property is unliveable following an insured event
  • Motor burnout cover (up to $2,000)
  • Work Less Pay Less® discount if you work less than 37 hours a week
  • Legal liability (up to $20 million)

#Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm) other exclusions apply.

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Policy Documents

For full details of what is and isn't covered please refer to the relevant Product Disclosure Statement (PDS)

Landlord Faqs

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