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Fire, Theft & Third Party Property Damage Insurance

  • Cover for fire or theft up to the market value or the limit shown on your certificate, whichever is less
  • Pay by the month at no extra cost
  • Cover for car hire costs (up to 21 days if your car is stolen)
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Fire, Theft & Third Party Property Damage cover

Protects you against legal liability (up to $20 million) and your car for fire and theft or attempted theft.

Apia Fire, Theft & Third Party Property Damage cover features:

  • Loss or damage to your car as a result of fire, theft or attempted theft (up to the market value of your car or the limit shown on your certificate, whichever is less)
  • Damage caused to your car by uninsured third parties (up to $5,000 or market value, whichever is less) provided you were not at fault
  • Towing costs to one of our repair facilities when it can't be safely driven
  • Daily car hire costs if your car is stolen (up to 21 days)
  • Legal liability (up to $20 million)
  • Help with the cost of expenses to get you home if your car is stolen (up to $500)

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Policy Documents

For full details of what is and isn't covered please refer to the relevant Product Disclosure Statement (PDS)

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