Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.

Go into the draw to win 1 of 10, $10,000 cash prizes
To enter, simply purchase or renew an eligible Home, Contents or Car Insurance
policy with Apia. Competition ends 14^th December, 2021. T&Cs apply.

Fire, Theft & Third Party Property Damage Insurance

Cover for fire or theft up to the amount covered shown on your certificate
Pay by the month at no extra cost
Cover for car hire costs (up to 21 days if your car is stolen)

Get a quote online

Retrieve a quote

Fire, Theft & Third Party Property Damage cover

Provides cover for accidental loss or damage to your car caused by fire or and theft and protects you against legal liability (up to $20 million) for damage to another person's property or vehicle arising from the use of your car.

Apia Fire, Theft & Third Party Property Damage cover features:

Cover for accidental loss or damage caused by fire or theft up to the amount covered shown on your certificate
Cover up to $5,000 for reasonable cost of repairs for damage to your car by an at fault uninsured driver if you can provide us the name and address of the person at fault and the registration number of the at fault vehicle
Reasonable costs of towing and storage from the scene of the incident when your car is damaged in an incident covered by your policy and it is not roadworthy or safe to drive
Hire car after theft for up to 21 days
Up to $20 million legal liability cover for damage caused by the use of your car
Cover for Get home expenses to transport you and your passengers to your address or destination if your car is damaged in an incident covered by your policy (up to $500)

Get a quote online

Talk to an Expert

For insurance advice or help with a quote, chat with someone who takes the time to understand you.

Contact us online

Policy Documents

For full details of what is and isn't covered please refer to the relevant Product Disclosure Statement (PDS)

$100,000 GO LIVE IT UP GIVEAWAY

Go into the draw to win 1 of 10, $10,000 cash prizes.

To enter, simply purchase or renew an eligible Home, Contents or Car Insurance policy with Apia.
Competition ends 14^th December, 2021. T&Cs apply.

Service you can trust

Here to help

For insurance advice or help with a quote, contact us for a chat.

Need to make a claim?
We're available 24/7.

We're here to make experience matter for Aussies over 50.

This content applies to policies commenced or renewed on or after 23 March 2021.

Cookie and Data Policy
We use cookies and other related technologies to improve and tailor your website experience. See our Cookie and Data Policy. This policy provides information about how Apia collects and uses data related to your online activity, and how you can choose to remain anonymous.

AAI Limited
Australian Pensioners Insurance Agency Pty Ltd (Apia) ABN 14 099 650 996 AR 239591 is an authorised representative of AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI), the issuer of Home, Landlord, Car, Motorcycle, Caravan, Motorhome, Boat, Travel, Compulsory Third Party Personal Injury (CTP) Insurance and Motor Accident Injuries Insurance (MAI Insurance). Registered Office: Level 28, 266 George Street, Brisbane QLD 4000.

Any advice provided is general advice only and has been prepared without taking into account any person's particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it. Read the Product Disclosure Statement (and any related documents) before making a decision about general insurance. The Target Market Determination is also available

Health Insurance
Apia Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib), a registered private health insurer, and is marketed by Platform CoVentures Pty Ltd ABN 82 626 829 623 (PC), a Suncorp Group company. PC is an authorised agent of nib and receives commission from nib.

Life Products
Any advice on this page in connection with the Life products is general in nature and is provided by Platform Ventures Pty Ltd ABN 35 626 745 177 AFS Representative Number 001266101 (PV). PV is part of the Suncorp Group and an authorised representative of TAL Direct Pty Limited ABN 39 084 666 017, AFSL 243260 (TAL Direct).

Funeral Insurance
Apia Funeral Insurance is issued by TAL Life Limited ABN 70 050 109 450 AFSL 237848 (TAL Life) which is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). TAL is not part of the Suncorp Group. TAL companies use the Suncorp brand under licence from the Suncorp Group. The different entities of TAL and the Suncorp Group of companies are not responsible for, or liable in respect of, products and services provided by the other.

Any advice on this page in connection with the Life products is general in nature and is provided by Platform Ventures Pty Ltd ABN 35 626 745 177 AFS Representative Number 001266101 (PV). PV is part of the Suncorp Group and an authorised representative of TAL Direct Pty Limited ABN 39 084 666 017 AFSL 243260 (TAL Direct). General advice does not take into account your individual needs, objectives or financial situation. Before you decide to buy or to continue to hold a Life Product you must read the relevant Product Disclosure Statement. The Target Market Determination (TMD) for the product is also available.

TAL Life supports and adheres to the Life Insurance Code of Practice (Code). The Code has been developed voluntarily by the Life Insurance industry through the Financial Services Council to promote high standards of service to consumers, provide a benchmark of consistency within the industry, and establish a framework for professional behaviour and responsibilities.

Rewards and Recognition
The Reward and Recognition program ("Suncorp Benefits") is being operated by EONX Services Pty Ltd ABN 39 615 958 873. To register for Suncorp Benefits you must hold a current eligible personal policy or an eligible personal product or service from one of the brands in the Suncorp Network brand. Purchase limits apply to each individual retailer. See full Terms and Conditions. Use of Suncorp Benefits is subject to the operator's privacy policy.

This content is current for Home and Contents, Home and Contents Extra, Village Style Residence, Apartment Style Residence, Assisted Living Residence, Landlord, Car Advantage, Motorcycle, Caravan, Motorhome and Boat Insurance policies commenced or renewed on or after 23 March 2021.

How can we help?

Chat to us online now