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Latest PDS documents
For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.
Apia Home and Contents Insurance
Home and Contents Insurance - Supplementary PDS
This is to be read in conjunction with your current PDS and SPDS.
This is to be read in conjunction with your current PDS and SPDS and is effective for policies with a commencement date or renewal date on or after 17 March 2022.
Home and Contents Insurance - Supplementary PDS
This is to be read in conjunction with your current PDS and SPDS and is effective for policies with a commencement date or renewal date on or after 24 September 2022.
Home and Contents Insurance Additional Information Guide
This AIG is relevant to you if you obtain a quote, or your renewal premium is calculated, on or after 14 November 2021.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for new business or policy renewals on or after 31 March 2023. This is to be read in conjunction with your current PDS and SPDS.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for new business or policy renewals on or after 31 January 2023. This is to be read in conjunction with your current PDS and SPDS.
Apia Home and Contents Extra Insurance
This is to be read in conjunction with your current PDS and SPDS and is effective for policies with a commencement date or renewal date on or after 17 March 2022.
Home and Contents Extra Insurance Additional Information Guide
This AIG is relevant to you if you obtain a quote, or your renewal premium is calculated, on or after 14 November 2021.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for new business or policy renewals on or after 31 March 2023. This is to be read in conjunction with your current PDS and SPDS.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for new business or policy renewals on or after 31 January 2023. This is to be read in conjunction with your current PDS and SPDS.
Target Market Determination
Home Building Insurance
Original Date: 25/08/2021, Updated: 07/09/2023.
Home Contents Insurance
Original Date: 25/08/2021, Updated: 07/09/2023.
Home Extra Building Insurance
Original Date: 25/08/2021, Updated: 07/09/2023.
Home Extra Content Insurance
Original Date: 25/08/2021, Updated: 07/09/2023.
Key Fact Sheets
Apia Home Assist Terms and Conditions
Effective for policies with this optional cover and with a commencement or renewal date on or after 9 November 2023.
Older PDS documents
For policies commenced between 21 May 2016 and 22 March 2021 or with a renewal date between 27 June 2016 and 22 March 2021.
Apia Home and Contents Insurance
Home and Contents Insurance - Apia Home Assist Supplementary PDS
Some geographical limitations apply to availability of cover
Home and Contents Insurance - Supplementary PDS
Effective for new business or policy renewals up to 22 March 2021. This is to be read in conjunction with your current PDS and SPDS.
Home and Contents Insurance - Apia Home Assist - Supplementary PDS
Apia Home Assist is available in certain NSW, Victorian and Queensland areas only
Apia Home and Contents Extra Insurance
Home and Contents Extra Insurance - Apia Home Assist Supplementary PDS
Some geographical limitations apply to availability of cover
Home and Contents Extra Insurance - Supplementary PDS
Effective for new business or policy renewals up to 22 March 2021. This is to be read in conjunction with your current PDS and SPDS.
Home and Contents Insurance - Apia Home Assist - Supplementary PDS
Apia Home Assist is available in certain NSW, Victorian and Queensland areas only
Target Market Determination
Home Building Insurance
AP03845 25/08/21 A
Home Contents Insurance
AP03846 25/08/21 A
Home Extra Building Insurance
AP03847 25/08/21 A
Home Extra Content Insurance
AP03848 25/08/21 A
Key Fact Sheets
Apia Home Assist Terms and Conditions
Apia Home Assist Terms and Conditions
Effective for policies with this optional cover with a commencement or renewal date on or after 21 May 2016 up until 8 November 2023.
Latest PDS documents
For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.
Apia Apartment Style Residence Insurance
Apartment Style Residence Insurance - Supplementary PDS
This is to be read in conjunction with your current PDS and SPDS.
This is to be read in conjunction with your current PDS and SPDS and is effective for policies with a commencement date or renewal date on or after 17 March 2022.
Apartment Style Residence Insurance - Supplementary PDS
This is to be read in conjunction with your current PDS and SPDS and is effective for policies with a commencement date or renewal date on or after 24 September 2022.
Apartment Style Residence Additional Information Guide
This AIG is relevant to you if you obtain a quote, or your renewal premium is calculated, on or after 14 November 2021.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for new business or policy renewals on or after 31 March 2023. This is to be read in conjunction with your current PDS and SPDS.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for new business or policy renewals on or after 31 January 2023. This is to be read in conjunction with your current PDS and SPDS.
Target Market Determination
Apartment Style Residence Contents Insurance
Original Date: 25/08/2021, Updated: 07/09/2023.
Key Fact Sheets
Older PDS documents
For policies commenced between 21 May 2016 and 22 March 2021 or with a renewal date between 27 June 2016 and 22 March 2021.
Apia Apartment Style Residence Insurance
Apartment Style Residence - Supplementary PDS
Effective for new business or policy renewals up to 22 May 2019. This is to be read in conjunction with your current PDS and SPDS.
Target Market Determination
Apartment Style Residence Contents Insurance
AP03839 25/08/21 A
Latest PDS documents
For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.
Apia Village Style Residence Insurance
This is to be read in conjunction with your current PDS and SPDS and is effective for policies with a commencement date or renewal date on or after 17 March 2022.
Village Style Residence Insurance - Apia Supplementary PDS
This is to be read in conjunction with your current PDS and SPDS and is effective for policies with a commencement date or renewal date on or after 24 September 2022.
Village Style Residence Additional Information Guide
This AIG is relevant to you if you obtain a quote, or your renewal premium is calculated, on or after 14 November 2021.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for new business or policy renewals on or after 31 March 2023. This is to be read in conjunction with your current PDS and SPDS.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for new business or policy renewals on or after 31 January 2023. This is to be read in conjunction with your current PDS and SPDS.
Target Market Determination
Village Style Residence Building Insurance
Original Date: 25/08/2021, Updated: 07/09/2023.
Village Style Residence Contents Insurance
Original Date: 25/08/2021, Updated: 07/09/2023.
Older PDS documents
For policies commenced between 21 May 2016 and 22 March 2021 or with a renewal date between 27 June 2016 and 22 March 2021.
Apia Village Style Residence Insurance
Village Style Residence - Supplementary PDS
Effective for new business or policy renewals up to 22 March 2021. This is to be read in conjunction with your current PDS and SPDS.
Target Market Determination
Village Style Residence Building Insurance
AP03855 25/08/21 A
Village Style Residence Contents Insurance
AP03856 25/08/21 A
Latest PDS documents
For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.
Apia Assisted Living Residence Insurance
This is to be read in conjunction with your current PDS and SPDS and is effective for policies with a commencement date or renewal date on or after 17 March 2022.
Assisted Living Insurance - Supplementary PDS
This is to be read in conjunction with your current PDS and SPDS and is effective for policies with a commencement date or renewal date on or after 24 September 2022.
Assisted Living Residence Additional Information Guide
This AIG is relevant to you if you obtain a quote, or your renewal premium is calculated, on or after 14 November 2021.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for new business or policy renewals on or after 31 March 2023. This is to be read in conjunction with your current PDS and SPDS.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for new business or policy renewals on or after 31 January 2023. This is to be read in conjunction with your current PDS and SPDS.
Target Market Determination
Assisted Living Residence Contents Insurance
Original Date: 25/08/2021, Updated: 07/09/2023.
Key Fact Sheets
Older PDS documents
For policies commenced between 21 May 2016 and 22 March 2021 or with a renewal date between 27 June 2016 and 22 March 2021.
Apia Assisted Living Residence Insurance
Assisted Living Residence - Supplementary PDS
Effective for new business or policy renewals on or after 22 May 2019. This is to be read in conjunction with your current PDS.
Target Market Determination
Assisted Living Residence Contents Insurance
AP03840 25/08/21 A
Latest PDS documents
For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.
Apia Landlord Insurance
Landlord Insurance - Supplementary PDS
This is to be read in conjunction with your current PDS and SPDS.
This is to be read in conjunction with your current PDS and SPDS and is effective for policies with a commencement date or renewal date on or after 17 March 2022.
Landlord Insurance - Supplementary PDS
This is to be read in conjunction with your current PDS and SPDS and is effective for policies with a commencement date or renewal date on or after 24 September 2022.
Landlord Insurance Additional Information Guide
This AIG is relevant to you if you obtain a quote, or your renewal premium is calculated, on or after 14 November 2021.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for new business or policy renewals on or after 31 March 2023. This is to be read in conjunction with your current PDS and SPDS.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for new business or policy renewals on or after 31 January 2023. This is to be read in conjunction with your current PDS and SPDS.
Target Market Determination
Landlord Building Insurance
Original Date: 25/08/2021, Updated: 07/09/2023.
Landlord Contents Insurance
Original Date: 25/08/2021, Updated: 07/09/2023.
Older PDS documents
For policies commenced between 21 May 2016 and 22 March 2021 or with a renewal date between 27 June 2016 and 22 March 2021.
Apia Landlord Insurance
Landlord Insurance - Supplementary PDS
Effective for new business or policy renewals on or after 22 May 2019. This is to be read in conjunction with your current PDS.
Target Market Determination
Landlord Building Insurance
AP03849 25/08/21 A
Landlord Contents Insurance
AP03850 25/08/21 A
Latest PDS documents
For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.
Apia Car Advantage Insurance
This is to be read in conjunction with your current PDS and SPDS and is effective for policies with a commencement date or renewal date on or after 17 March 2022.
Car Advantage Insurance - Supplementary PDS
This is to be read in conjunction with your current PDS and SPDS and is effective for policies with a commencement date or renewal date on or after 24 September 2022.
Car Advantage – Additional Information Guide 08/02/23
This AIG is relevant to you if you obtain a quote, or your renewal premium is calculated, on or after 8 February 2023.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for new business or policy renewals on or after 31 January 2023. This is to be read in conjunction with your current PDS and SPDS.
Apia Roadside Assist Terms and Conditions
Effective for policies with this optional cover and with a commencement or renewal date on or after 9 November 2023.
Target Market Determination
Car Advantage Comprehensive Car Insurance
Original Date: 25/08/2021, Updated: 07/09/2023.
Car Advantage Third Party Property Damage Car Insurance
Original Date: 25/08/2021, Updated: 07/09/2023.
Car Advantage Fire, Theft & Third Party Property Damage Car Insurance
Original Date: 25/08/2021, Updated: 07/09/2023.
Older PDS documents
For policies commenced between 21 May 2016 and 22 March 2021 or with a renewal date between 27 June 2016 and 22 March 2021.
Apia Car Advantage Insurance
Car Advantage – Additional Information Guide 04/11/21
Effective for policies between 4 November 2021 and 8 February 2023.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for all policies with a renewal date on or after the 19 June 2018 until the next renewal date of the policy. This is to be read in conjunction with your current PDS and SPDS.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for all policies with a renewal date on or after the 19 October 2018 until the next renewal date of the policy. This is to be read in conjunction with your current PDS and SPDS.
Effective for new business or policy renewals on or after 22 May 2019. This is to be read in conjunction with your current PDS and SPDS.
Apia Roadside Assist Terms & Conditions
Apia Roadside Assist Terms and Conditions
Effective for policies with this optional cover which commenced on or after 3 December 2019 up until 8 November 2023, or renewed on or after 4 January 2020 up until 8 November 2023.
Target Market Determination
Car Advantage Comprehensive Car Insurance
AP03844 25/08/21 A
Car Advantage Third Party Property Damage Car Insurance
AP03854 25/08/21 A
Car Advantage Fire, Theft & Third Party Property Damage Car Insurance
AP03853 25/08/21 A
ACT CTP insurance documents
ACT CTP Insurance Driver Cover Plus
Effective for customers holding a CTP insurance policy commencing between 1 August 2017 and 31 January 2020.
Latest PDS documents
For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.
Apia Caravan Insurance
This is to be read in conjunction with your current PDS and SPDS and is effective for policies with a commencement date or renewal date on or after 17 March 2022.
Caravan Insurance - Supplementary PDS
Effective for new policies commencing on or after 17 August 2023 and renewal policies commencing on or after 20 September 2023.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for new business or policy renewals on or after 31 January 2023. This is to be read in conjunction with your current PDS and SPDS.
Target Market Determination
Caravan Insurance
Original Date: 25/08/2021, Updated: 07/09/2023.
Older PDS documents
For policies commenced between 21 May 2016 and 22 March 2021 or with a renewal date between 27 June 2016 and 22 March 2021.
Apia Caravan Insurance
Caravan Insurance - Supplementary PDS
Effective for policies with a commencement date between 24 September 2022 and 16 August 2023 and for policies with a renewal date between 24 September 2022 and 19 September 2023.
Caravan Insurance - Supplementary PDS
Effective for new business or policy renewals on or after 22 May 2019. This is to be read in conjunction with your current PDS.
Target Market Determination
Caravan Insurance
AP03843 25/08/21 A
Latest PDS documents
For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.
Apia Motorhome Insurance
This is to be read in conjunction with your current PDS and SPDS and is effective for policies with a commencement date or renewal date on or after 17 March 2022.
Motorhome Insurance - Supplementary PDS
Effective for new policies commencing on or after 17 August 2023 and renewal policies commencing on or after 20 September 2023.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for new business or policy renewals on or after 31 January 2023. This is to be read in conjunction with your current PDS and SPDS.
Target Market Determination
Motorhome Insurance
Original Date: 25/08/2021, Updated: 07/09/2023.
Older PDS documents
For policies commenced between 21 May 2016 and 22 March 2021 or with a renewal date between 27 June 2016 and 22 March 2021.
Apia Motorhome Insurance
Motorhome Insurance - Supplementary PDS
Effective for policies with a commencement date between 24 September 2022 and 16 August 2023 and for renewal policies commencing between 24 September 2022 and 19 September 2023.
Motorhome Insurance - Supplementary PDS
Effective for new business or policy renewals on or after 22 May 2019. This is to be read in conjunction with your current PDS.
Target Market Determination
Motorhome Insurance
AP03852 25/08/21 A
Latest PDS documents
For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.
Apia Motorcycle Insurance
This is to be read in conjunction with your current PDS and SPDS and is effective for policies with a commencement date or renewal date on or after 17 March 2022.
Motorcycle Insurance - Supplementary PDS
This is to be read in conjunction with your current PDS and SPDS and is effective for policies with a commencement date or renewal date on or after 24 September 2022.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for new business or policy renewals on or after 31 January 2023. This is to be read in conjunction with your current PDS and SPDS.
Target Market Determination
Comprehensive Motorcycle Insurance
Original Date: 25/08/2021, Updated: 07/09/2023.
Older PDS documents
For policies commenced between 21 May 2016 and 22 March 2021 or with a renewal date between 27 June 2016 and 22 March 2021.
Apia Motorcyle Insurance
Apia Motorcycle - Supplementary PDS
Effective for new business or policy renewals on or after 22 May 2019. This is to be read in conjunction with your current PDS.
Update pursuant to ASIC Corporations Instrument 2016/1055
effective for all policies with a renewal date on or after the 19 October 2018 until the next renewal date of the policy. This is to be read in conjunction with your current PDS and SPDS.
Target Market Determination
Comprehensive Motorcycle Insurance
AP03851 25/08/21 A
Latest PDS documents
For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.
Apia Boat Insurance
This is to be read in conjunction with your current PDS and SPDS and is effective for policies with a commencement date or renewal date on or after 17 March 2022.
Boat Insurance - Supplementary PDS
This is to be read in conjunction with your current PDS and SPDS and is effective for policies with a commencement date or renewal date on or after 24 September 2022.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for new business or policy renewals on or after 31 January 2023. This is to be read in conjunction with your current PDS and SPDS.
Target Market Determination
Comprehensive Boat Insurance
Original Date: 25/08/2021, Updated: 07/09/2023.
Third Party Boat Insurance
Original Date: 25/08/2021, Updated: 07/09/2023.
Older PDS documents
For policies commenced between 21 May 2016 and 22 March 2021 or with a renewal date between 27 June 2016 and 22 March 2021.
Apia Boat Insurance
Apia Boat Insurance - Supplementary PDS
Effective for new business or policy renewals on or after 22 May 2019. This is to be read in conjunction with your current PDS.
Update pursuant to ASIC Corporations Instrument 2016/1055
effective for all policies with a renewal date on or after the 19 October 2018 until the next renewal date of the policy. This is to be read in conjunction with your current PDS and SPDS.
Target Market Determination
Comprehensive Boat Insurance
AP03841 25/08/21 A
Third Party Boat Insurance
AP03842 25/08/21 A
Latest Policy documents
Apia Health Insurance
Older PDS documents
Apia Travel Insurance
Travel Insurance Supplementary PDS
Effective for new business on or after 25 Oct 2019. This is to be read in conjunction with your current PDS.
Travel Insurance Supplementary PDS
Effective for new business on or after 29 Jul 2020. This is to be read in conjunction with your current PDS.
Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for new business on or after 25 Feb 2020. This is to be read in conjunction with your current PDS and SPDS.
Travel Insurance Supplementary PDS
Effective for new business on or after 12 Mar 2019. This is to be read in conjunction with your current PDS.
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APIA offered an alternate product called Funeral Plan prior to 20/10/2014. To access the relevant Funeral Plan documentation please contact us on 13 50 50 in between 8am and 6pm (AEDT)
Already a customer?
Find forms and PDSs here.
Latest documents
Product Development & Distribution Policy
Effective 31/08/2023: Each of Suncorp's products utilise a five-stage product lifecycle (Design, Delivery, Review, Enhance/Modify and Decommission). This approach allow us to put you, the customer, at the centre of our product development and distribution.
Older documents
Product Development & Distribution Policy
Effective up to 30/08/2023: Each of Suncorp's products utilise a five-stage product lifecycle (Design, Delivery, Review, Enhance/Modify and Decommission). This approach allow us to put you, the customer, at the centre of our product development and distribution.