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Policy Documents

Please select insurance category for relevant policy documents

Home and Contents Insurance Documents

Latest PDS documents

For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.

Target Market Determination

Home Building Insurance
Effective on or after 25 August 2021.

Home Contents Insurance
Effective on or after 25 August 2021.

Home Extra Building Insurance
Effective on or after 25 August 2021.

Home Extra Content Insurance
Effective on or after 25 August 2021.

Apia Home Assist Terms & Conditions 

Apia Home Assist terms and conditions – effective 21 May 2016

Some geographical limitations apply to availability of cover

Older PDS documents

For policies commenced between 21 May 2016 and 22 March 2021 or with a renewal date between 27 June 2016 and 22 March 2021.

Apia Home and Contents Insurance

Home and Contents Insurance - Apia Home Assist Supplementary PDS

Some geographical limitations apply to availability of cover

Home and Contents Insurance - Supplementary PDS

Effective for new business or policy renewals up to 22 March 2021. This is to be read in conjunction with your current PDS and SPDS.

Home and Contents Insurance - Apia Home Assist - Supplementary PDS

Apia Home Assist is available in certain NSW, Victorian and Queensland areas only

Apia Home and Contents Extra Insurance

Home and Contents Extra Insurance - Apia Home Assist Supplementary PDS

Some geographical limitations apply to availability of cover

Home and Contents Extra Insurance - Supplementary PDS

Effective for new business or policy renewals up to 22 March 2021. This is to be read in conjunction with your current PDS and SPDS.

Home and Contents Insurance - Apia Home Assist - Supplementary PDS

Apia Home Assist is available in certain NSW, Victorian and Queensland areas only

Apartment Insurance Documents

Latest PDS documents

For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.

Target Market Determination

Apartment Style Residence Contents Insurance
Effective on or after 25 August 2021.

Village Insurance Documents

Latest PDS documents

For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.

Target Market Determination

Village Style Residence Building Insurance
Effective on or after 25 August 2021.

Village Style Residence Contents Insurance
Effective on or after 25 August 2021.

Older PDS documents

For policies commenced between 21 May 2016 and 22 March 2021 or with a renewal date between 27 June 2016 and 22 March 2021.

Assisted Living Insurance Documents

Latest PDS documents

For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.

Target Market Determination

Assisted Living Residence Contents Insurance
Effective on or after 25 August 2021.

Older PDS documents

For policies commenced between 21 May 2016 and 22 March 2021 or with a renewal date between 27 June 2016 and 22 March 2021.

Landlord Insurance Documents

Latest PDS documents

For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.

Target Market Determination

Landlord Building Insurance
Effective on or after 25 August 2021.

Landlord Contents Insurance
Effective on or after 25 August 2021.

Car Insurance Documents

Latest PDS documents

For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.

Target Market Determination

Car Advantage Comprehensive Car Insurance
Effective on or after 25 August 2021.

Car Advantage Third Party Property Damage Car Insurance
Effective on or after 25 August 2021.

Older PDS documents

For policies commenced between 21 May 2016 and 22 March 2021 or with a renewal date between 27 June 2016 and 22 March 2021.

Apia Car Advantage Insurance

Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for all policies with a renewal date on or after the 19 June 2018 until the next renewal date of the policy. This is to be read in conjunction with your current PDS and SPDS.

Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for all policies with a renewal date on or after the 19 October 2018 until the next renewal date of the policy. This is to be read in conjunction with your current PDS and SPDS.

Car Advantage Additional SPDS

Effective for new business or policy renewals on or after 22 May 2019. This is to be read in conjunction with your current PDS and SPDS.

Compulsory Third Party (CTP) Insurance Documents

ACT CTP insurance documents

ACT CTP Insurance Driver Cover Plus

Effective for customers holding a CTP insurance policy commencing between 1 August 2017 and 31 January 2020.

Caravan Insurance Documents

Latest PDS documents

For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.

Target Market Determination

Caravan Insurance
Effective on or after 25 August 2021.

Motorhome Insurance Documents

Latest PDS documents

For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.

Target Market Determination

Motorhome Insurance
Effective on or after25 August 2021.

Motorcycle Insurance Documents

Latest PDS documents

For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.

Target Market Determination

Comprehensive Motorcycle Insurance
Effective on or after 25 August 2021.

Older PDS documents

For policies commenced between 21 May 2016 and 22 March 2021 or with a renewal date between 27 June 2016 and 22 March 2021.

Boat Insurance Documents

Latest PDS documents

For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.

Target Market Determination

Comprehensive Boat Insurance
Effective on or after 25 August 2021.

Third Party Boat Insurance
Effective on or after 25 August 2021.

Older PDS documents

For policies commenced between 21 May 2016 and 22 March 2021 or with a renewal date between 27 June 2016 and 22 March 2021.

Travel Insurance Documents

Older PDS documents

Apia Travel Insurance

Travel Insurance Supplementary PDS

Effective for new business on or after 25 Oct 2019. This is to be read in conjunction with your current PDS.

Travel Insurance Supplementary PDS

Effective for new business on or after 29 Jul 2020. This is to be read in conjunction with your current PDS.

Update pursuant to ASIC Corporations Instrument 2016/1055

Effective for new business on or after 25 Feb 2020. This is to be read in conjunction with your current PDS and SPDS.

Travel Insurance Supplementary PDS

Effective for new business on or after 12 Mar 2019.  This is to be read in conjunction with your current PDS.

Funeral Insurance Documents

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Find forms and PDSs here.

APIA offered an alternate product called Funeral Plan prior to 20/10/2014. To access the relevant Funeral Plan documentation please contact us on 13 50 50 in between 8am and 6pm (AEDT)