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Policy Documents

Please select insurance category for relevant policy documents

Home and Contents Insurance Documents

Latest PDS documents

For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.

Apia Home Assist Terms & Conditions 

Apia Home Assist terms and conditions – effective 21 May 2016

Some geographical limitations apply to availability of cover

Older PDS documents

For policies commenced between 21 May 2016 and 22 March 2021 or with a renewal date between 27 June 2016 and 22 March 2021.

Apia Home and Contents Insurance

Home and Contents Insurance - Apia Home Assist Supplementary PDS

Some geographical limitations apply to availability of cover

Home and Contents Insurance - Supplementary PDS

Effective for new business or policy renewals up to 22 March 2021. This is to be read in conjunction with your current PDS and SPDS.

Home and Contents Insurance - Apia Home Assist - Supplementary PDS

Apia Home Assist is available in certain NSW, Victorian and Queensland areas only

Apia Home and Contents Extra Insurance

Home and Contents Extra Insurance - Apia Home Assist Supplementary PDS

Some geographical limitations apply to availability of cover

Home and Contents Extra Insurance - Supplementary PDS

Effective for new business or policy renewals up to 22 March 2021. This is to be read in conjunction with your current PDS and SPDS.

Home and Contents Insurance - Apia Home Assist - Supplementary PDS

Apia Home Assist is available in certain NSW, Victorian and Queensland areas only

Apartment Insurance Documents

Latest PDS documents

For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.

Village Insurance Documents

Latest PDS documents

For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.

Older PDS documents

For policies commenced between 21 May 2016 and 22 March 2021 or with a renewal date between 27 June 2016 and 22 March 2021.

Assisted Living Insurance Documents

Latest PDS documents

For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.

Older PDS documents

For policies commenced between 21 May 2016 and 22 March 2021 or with a renewal date between 27 June 2016 and 22 March 2021.

Landlord Insurance Documents

Latest PDS documents

For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.

Car Insurance Documents

Latest PDS documents

For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.

Older PDS documents

For policies commenced between 21 May 2016 and 22 March 2021 or with a renewal date between 27 June 2016 and 22 March 2021.

Apia Car Advantage Insurance

Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for all policies with a renewal date on or after the 19 June 2018 until the next renewal date of the policy. This is to be read in conjunction with your current PDS and SPDS.

Update pursuant to ASIC Corporations Instrument 2016/1055
Effective for all policies with a renewal date on or after the 19 October 2018 until the next renewal date of the policy. This is to be read in conjunction with your current PDS and SPDS.

Car Advantage Additional SPDS

Effective for new business or policy renewals on or after 22 May 2019. This is to be read in conjunction with your current PDS and SPDS.

Compulsory Third Party (CTP) Insurance Documents

ACT CTP insurance documents

ACT CTP Insurance Driver Cover Plus

Effective for customers holding a CTP insurance policy commencing between 1 August 2017 and 31 January 2020.

Caravan Insurance Documents

Latest PDS documents

For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.

Motorhome Insurance Documents

Latest PDS documents

For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.

Motorcycle Insurance Documents

Latest PDS documents

For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.

Older PDS documents

For policies commenced between 21 May 2016 and 22 March 2021 or with a renewal date between 27 June 2016 and 22 March 2021.

Boat Insurance Documents

Latest PDS documents

For policies commencing or renewing on or after 23 March 2021. For older policies, please refer to Older PDS documents.

Older PDS documents

For policies commenced between 21 May 2016 and 22 March 2021 or with a renewal date between 27 June 2016 and 22 March 2021.

Travel Insurance Documents

Latest PDS documents

Apia Travel Insurance

Travel Insurance Supplementary PDS

Effective for new business on or after 25 Oct 2019. This is to be read in conjunction with your current PDS.

Travel Insurance Supplementary PDS

Effective for new business on or after 29 Jul 2020. This is to be read in conjunction with your current PDS.

Update pursuant to ASIC Corporations Instrument 2016/1055

Effective for new business on or after 25 Feb 2020. This is to be read in conjunction with your current PDS and SPDS.

Older PDS documents

For policies purchased prior to 25 October 2019

Apia Travel Insurance

Travel Insurance Supplementary PDS

Effective for new business on or after 12 Mar 2019.  This is to be read in conjunction with your current PDS.

Funeral Insurance Documents