Home Contents Insurance

• Cover for loss or damage to your contents against events such as flood*, storm, lightning, fire, and theft

Plus a range of additional features and covers, including 

• Optional cover for personal valuables while they’re outside the home 
• Lock replacement if your house keys are stolen (up to $1,000)
• Accidental breakage of glass 
• Jewellery and watches (up to $2,000 per item)
• Water damage from household items 
• Motor burnout cover (up to $2,000)
• Cover for visitor’s contents cover (up to $2,000)

*Apia does not cover actions or movements of the sea or storm surge – unless the storm surge damage occurs at the same time as damage caused by storm. Other exclusions apply.

• The reassurance of Apia Home Contents Insurance

Plus a great range of extras for home contents, including

• Cover for accidental loss or damage to your contents (such as televisions if you accidentally break the screen)
• The ability to claim more on contents that have fixed and flexible limits (such as $3,000 for paintings and other works of art)
• Higher limits on a range of additional cover and features (such as Financial Transaction Card Fraud Cover - up to $2,500) 

To select our Home Contents Extra cover you’ll need to answer “Yes” to the question “Would you like additional cover for accidental damage?” when getting a quote online.