Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.

Home Contents Insurance

  • Replace your contents new for old, repair, settle in cash or receive a voucher, store credit or stored value card
  • 24/7 claims support to help you every step of the way
  • 15%^ discount when you purchase a new home contents policy online
Get a quote online Retrieve a quote

Choose Apia for your home contents insurance

Cover for your belongings at home, including furniture, unfixed electrical appliances and medical aids

Apia Home Contents

  • Cover for loss or damage to your contents against events such as flood*, storm, lightning, fire, and theft

Plus a range of additional features and covers, including 

  • Optional cover for personal valuables while they’re outside the home 
  • Lock replacement if your house keys are stolen (up to $1,000)
  • Accidental breakage of glass 
  • Jewellery and watches (up to $2,000 per item)
  • Water damage from household items 
  • Motor burnout cover (up to $2,000)
  • Cover for visitor’s contents cover (up to $2,000)

*Apia does not cover actions or movements of the sea or storm surge – unless the storm surge damage occurs at the same time as damage caused by storm. Other exclusions apply.

Apia Home Contents Extra

  • The reassurance of Apia Home Contents Insurance

Plus a great range of extras for home contents, including

  • Cover for accidental loss or damage to your contents (such as televisions if you accidentally break the screen)
  • The ability to claim more on contents that have fixed and flexible limits (such as $3,000 for paintings and other works of art)
  • Higher limits on a range of additional cover and features (such as Financial Transaction Card Fraud Cover - up to $2,500) 

To select our Home Contents Extra cover you’ll need to answer “Yes” to the question “Would you like additional cover for accidental damage?” when getting a quote online. 


Home Building Insurance

Apia home building insurance may cover the fixtures and fittings in your home. This includes garages; carports; gates; permanent attachments like solar panels; wall, ceiling and floor coverings; and other structures. Save up to 15%^ when you buy a new home building insurance policy online – Explore our building cover today.

Find out More

Talk to an Expert

For insurance advice or help with a quote, chat with someone who take the time to understand you.

Contact us Online

Policy Documents

For full details of what is and isn't covered please refer to the relevant Product Disclosure Statement (PDS)


Add optional Apia Home Assist to help support you after a Home Emergency

We'll send a tradesperson to your address after a household emergency to help ensure your home is safe and secure, and help minimise further damage.

* Some geographical limitations apply to the availability of Apia Home Assist. Apia Home Assist is only available to you 24 hours after adding the option to a new or existing policy. Terms and Conditions apply.

Find out more

Get your online quote today

15% discount^

when you purchase a new Home & Contents policy online

Get a quote online now
Icon of a house with couch and lamp

Insured events

No matter your level of cover, you and your home are insured for a wide range of events and situations such as:

  • Flood
  • Storm
  • Lightning
  • Fire
  • Earthquake
  • Tsunami
  • Theft or Burglary
  • Accidental breakage of glass
  • Escape of liquid
  • Damage by an animal
  • Riot, civil commotion or public disturbance
  • Impact
  • Damage by an animal
  • Malicious acts and vandalism

Exclusions may apply. Refer to the Product Disclosure Statement for more details.

The features and benefits listed on this page apply to new customers from 21 May 2016 and existing customers who renew their policy on or after 27 June 2016.

A reward for Apia customers

Start saving at over 100 retailers today with Suncorp Benefits

We know everyone loves a saving! As Apia is part of the Suncorp Network, eligible customers have access to join Suncorp Benefits - to enjoy savings of up to 15% on eGift Cards for everyday items at major retailers.

Service you can trust

Here to help

For insurance advice or help with a quote, contact us for a chat.

Contact us

Need to make a claim?
We're available 24/7.

Claim now

We're here to make experience matter for Aussies over 50.

Read more

How can we help?

Chat to us online now