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Car Insurance

Apia's award-winning Car Insurance options are designed to provide cover for a range of insured events like storms, theft and accidents.

Choose from our three cover options to suit your needs.

Customer Rating 5.0 stars out of 5 stars 5.0 stars out of 5 stars  ( 5.0 out of 5)
Man packing surfboard in car

Comprehensive Car Insurance

Let us help you get back on the road, with Apia's Comprehensive Car Insurance. This option can protect your car against accidental loss or damage due to insured events such as theft, fire, storm and malicious damage.


Third Party Insurance

Third Party Property Insurance protects you for legal liability up to $20 million. You'll also be covered for damage to your own car if you're not at fault and the at-fault party doesn't have insurance.


Fire, Theft & Third Party Insurance

Fire, Theft & Third Party Insurance provides you with Third Party Insurance cover up to $20 million legal liability, as well as cover for your own car in the case of fire, theft or attempted theft.

What our customers say

Car Insurance is rated 4.7 out of 5 by 793.
Rated 5 out of 5 by from Easy and affordable Purchased comprehensive car insurance. Saved over $250 compared to others. The website was very easy to navigate. We have all our insurances with Apia as the service is great ( had to make a recent claim-it was seamless), as are the premiums.
Date published: 2018-03-17
Rated 5 out of 5 by from great features always happy with Apia and its policies............;)
Date published: 2018-03-17
Rated 4 out of 5 by from Efficient Easy and intuitive. BUT nominated cover should be cost of new car- not less.
Date published: 2018-03-16
Rated 5 out of 5 by from Comprehensive motor insurance made easy I sought several quotes for my new car on line.Easy and very competitive.
Date published: 2018-03-16
Rated 5 out of 5 by from car insurance easy on line quote & cover, apia offers multi discount & online discount and I'm a long term customer of apia
Date published: 2018-03-16
Rated 4 out of 5 by from Competitive price Looking to insure caravan with Apia as well. Have a price to consider but was impressed that the lady I spoke to was working from home. We think that is sensible & forward thinking.
Date published: 2018-03-16
Rated 5 out of 5 by from Full Comp Car Insurance Best price by far. Even paying monthly does not increase the annual policy cost
Date published: 2018-03-16
Rated 5 out of 5 by from Excellent policy The website was so easy to navigate and get around. I love it.
Date published: 2018-03-16
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