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Car Insurance

Apia's award-winning Car Insurance options are designed to provide cover for a range of insured events like storms, theft and accidents.

Choose from our three cover options to suit your needs.

Customer Rating 5.0 stars out of 5 stars 5.0 stars out of 5 stars  ( 5.0 out of 5)
Man packing surfboard in car

Comprehensive Car Insurance

Let us help you get back on the road, with Apia's Comprehensive Car Insurance. This option can protect your car against accidental loss or damage due to insured events such as theft, fire, storm and malicious damage.


Third Party Insurance

Third Party Property Insurance protects you for legal liability up to $20 million. You'll also be covered for damage to your own car if you're not at fault and the at-fault party doesn't have insurance.


Fire, Theft & Third Party Insurance

Fire, Theft & Third Party Insurance provides you with Third Party Insurance cover up to $20 million legal liability, as well as cover for your own car in the case of fire, theft or attempted theft.

What our customers say

Car Insurance is rated 4.7 out of 5 by 416.
Rated 5 out of 5 by from Seems Good Process was easy, seemed to ask relevant questions and avoid irrelevant time consuming questions
Date published: 2017-12-12
Rated 5 out of 5 by from What Service! Have used APIA many times in the past and always v happy with costings and service
Date published: 2017-12-12
Rated 5 out of 5 by from THANK YOU APIA ! Now I have 3 APIA policies & am very happy with everything that APIA supplies.
Date published: 2017-12-11
Rated 5 out of 5 by from so easy to do I insured our first vehicle with APIA 2 months ago. The process was so easy and the premium so good we have just insured our second vehicle with them and cancelled the other company on this vehicle too.
Date published: 2017-12-11
Rated 5 out of 5 by from After a lot of research APIA had the right cover at the right price for our needs
Date published: 2017-12-10
Rated 5 out of 5 by from easy to do loved that there wasn't half a million questions to answer and you gave me exactly what I was looking for
Date published: 2017-12-09
Rated 5 out of 5 by from Comprehensive Car Insurance I found insuring my car with Apia on line to be very easy and the prices were very competitive, I'm happy !
Date published: 2017-12-08
Rated 4 out of 5 by from Very dissappointed I have just renewed my car insurance policy by taking out a new policy online which is cheaper than simply renewing my existing policy. When will companies look after their existing clients???
Date published: 2017-12-08
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