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Motorhome Insurance

  • Pay by the month at no extra cost
  • Increase your excess to save money on your premium
  • Choice of repairer
  • Options to insure your contents and personal valuables
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Motorhome Insurance

Protects you against legal liability (up to $20 million) and against accidental loss or damage to your motorhome and annexe (up to the amount covered shown on your certificate).

Apia Motorhome cover features:

  • Lifetime guarantee on repairs authorised by us
  • Motor burnout cover up to $1,000 on household electrical machines or appliances (per incident) that are less than 15 years old and form part of your motorhome or contents and is burnt out by an electric current
  • New motorhome replacement after a total loss for motorhomes less than 2 years old providing you are the first registered owner of your motorhome or you purchased as an ex demo model from a licensed motorhome dealer who was the first registered owner
  • Mechanical breakdown towing. We will pay for the reasonable cost of towing your motorhome to the nearest repairer (up to $1000 per incident)
  • Food spoilage caused by domestic refrigerator or freezer breakdown (up to $300 per incident)
  • Towing and storage costs if your motorhome is damaged by an insured incident and is not roadworthy or safe to drive or needs to be held in storage (up to $3,000 per incident)
  • If your motorhome is stolen or damaged in an incident covered by your policy, and as a result is not fit to stay in or it cannot be driven (if your motorhome is not your usual home) we will pay the cost of temporary accommodation up to $150 per day for up to 3 days if your motorhome is less than 100 kilometres, or 14 days if your motorhome is more than 100 kilometres from your usual home (per incident)
  • Hire car if your motorhome is stolen or damaged in an incident covered by your policy, up to 21 days
  • Lost/stolen credit or financial transaction cards cover up to $1,000 per incident
  • Emergency repairs following an incident covered by your policy where your motorhome cannot be driven (up to $1,000 per incident)

Limits, exclusions and conditions apply, please refer to the PDS for full details.

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For insurance advice or help with a quote, chat with someone who takes the time to understand you.

Contact us 13 50 50

Policy Documents

For full details of what is and isn't covered please refer to the relevant Product Disclosure Statement (PDS)

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This content applies to policies commenced or renewed on or after 23 March 2021.