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Home Insurance

At Apia, we know that everyone's living situation is different.

That's why we have a range of Home Insurance options to cover what’s important to you and your lifestyle.

Customer Rating 5.0 stars out of 5 stars 5.0 stars out of 5 stars  ( 5.0 out of 5)
Retired man pruning garden

Home and Contents Insurance

With Apia Home and Contents Insurance, your home – and the precious things inside it – are covered for a wide range of events, such as damage or loss due to flood, storm, fire, burglary and more.


Apartment Insurance

Apia Apartment Insurance is for people who live in a multi-storey apartment building. You'll receive contents cover, as well as cover for some things (like fixtures and fittings) that Body Corporate may not insure.

Couple walking outdoors wearing glasses

Village Insurance

If you live in a retirement or lifestyle village, this policy is specially designed to protect your home and contents against insured events such as fire, theft, storm, flood, vandalism and more.

Retired couple on tablet device in garden

Landlord Insurance

Protect your property investment, with Apia’s Landlord Insurance policy. Your rented property will be covered for events such as fire, storms, flood, earthquake, as well as malicious damage by tenants. 


Assisted Living Insurance

Protect your precious belongings if you live in a nursing home or other assisted living accommodation, with Assisted Living Insurance. Your contents will be covered for accidental loss or damage.

What our customers say

Home Insurance is rated 4.7 out of 5 by 161.
Rated 5 out of 5 by from Good price and value for money Easy to do online. Much cheaper than my previous insurer for same amount of insurance . I love that it is no extra for monthly payments.
Date published: 2018-04-15
Rated 5 out of 5 by from Easy to use claim site Claims site was easy to follow/ some of your questions for e.g, slope of block - not asked by other companies Competitive prices ..... you've got me onboard for 12 months .... maybe longer Last thing - the nickname thing below ... purpose - what's it there for. I don't have a nickname
Date published: 2018-04-13
Rated 5 out of 5 by from Simple Easy to deal with, no hassles better deal than big insurers
Date published: 2018-04-07
Rated 4 out of 5 by from Insurance qoute process easy to follow , questions are clear for answering
Date published: 2018-04-03
Rated 5 out of 5 by from Online quote I did an online quote for contents insurance. Very easy to navigate. I followed up by ringing up to confirm some of the information. The call was answered almost immediately. Cost me almost half of my previous policy with all the same content.
Date published: 2018-03-29
Rated 5 out of 5 by from Easy to follow instructions I have 4 cars and now my home contents insured with Apia
Date published: 2018-03-26
Rated 5 out of 5 by from So Easy to Use Got a quote from APIA for our home insurance. So much better value than all the others, and the website is so simple and easy to use. Even signing up was a breeze. Thank you.
Date published: 2018-03-25
Rated 4 out of 5 by from Easy Better coverage than our last insurer at a better price
Date published: 2018-03-25
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