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If you have been affected by the recent storms, we're here to help 24/7. Make a claim online or call us on 13 50 50

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Australia's leading over 50s insurance specialist.

Pay by the month at no extra cost
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24/7 claims service

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Car Insurance

Home Insurance

Health Insurance

Travel Insurance

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Because we know experience matters

For over 30 years, Apia has been providing a range of great value products and services to Aussies over 50. We believe experience should be rewarded and that's why we strive to offer more choice, affordability and benefits important to you.

These days, we're helping over 700,000 customers protect what matters most, from your home to your health, with a great range of insurance to suit your lifestyle and budget.

Our insurance products

Car & Vehicle

House & Property

Other types of Insurance

Here's how we reward your experience

^ Online Discounts
Save on Home & Contents Insurance or Comprehensive Car Insurance when you buy online

Flexible payments
Pay by the month at no extra cost

Drive Less, Pay Less Discount^TM
Save on your premium if you drive less than 20,000 km per year

24/7 Claims Service
We're here for you 24 hours a day, 7 days a week

Choose the Good Life

We know the more you live life, the better you get at it.

We've put together the latest news, information and benefits that we think you'll love – and best of all, it's free.

Visit Apia Good Life

A reward for Apia customers

Start saving at over 100 retailers today with Suncorp Benefits

We know everyone loves a saving! As Apia is part of the Suncorp Network, eligible customers have access to join Suncorp Benefits - to enjoy savings of up to 15% on eGift Cards for everyday items at over 100 retailers.

Find out more

Service you can trust

Here to help

For insurance advice or help with a quote, chat with someone who takes the time to understand you.

Need to make a claim?
We are available 24 hours a day 7 days a week.

Wherever you are and whatever your needs, Apia can help you

^Online policy discount does not apply to Apia Health, Funeral, Travel or CTP insurance or Apia Roadside Assist and Home Assist optional cover (where applicable). Australian Pensioners Insurance Agency Pty Ltd (Apia) ABN 14 099 650 996 AR 239591 is an authorised representative of AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI), the issuer of Home, Landlord, Car, Caravan, Motorhome, Boat, Travel & Compulsory Third Party Personal Injury (CTP) Insurance. Funeral Insurance and Injury Support insurance are issued by Suncorp Life & Superannuation Limited ABN 87 073 979 530 AFSL 229880 (SLSL) under the Apia brand and distributed by Suncorp Financial Services Pty Ltd ABN 50 10 844 6210 (SFS). Health insurance is issued by nib health funds limited ABN 83 000 124 381(nib) a registered private health insurer and is arranged by Apia as an authorised agent of nib for which it receives a commission.

Apia, AAI, SFS and SLSL are subsidiaries of Suncorp Group Limited ABN 66 145 290 124 (Suncorp Group). Products and services including banking, superannuation and insurance (including life insurance, home and car insurance) are provided by separate companies in the Suncorp Group.

Suncorp supports and adheres to the Life Insurance Code of Practice (Code). The Code has been developed voluntarily by the Life Insurance industry through the Financial Services Council to promote high standards of service to consumers, provide a benchmark of consistency within the industry, and establish a framework for professional behaviour and responsibilities. For more information or to download the code click here.

Registered Office: Level 28, 266 George Street, Brisbane QLD 4000. Read the PDS on this website before making any decisions about this insurance. Information provided is general advice only and has been prepared without taking into account any person’s particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it.

*This offer is only available to new customers who don’t have equivalent cover and take out an Apia Health Insurance combined Hospital & Extras policy between 01/02/19 – 31/03/19. Applicable on services requiring a 2 or 6 month wait on chosen Extras cover. Longer waiting periods may apply for some services. Not available to existing AAMI, nib, Apia, Suncorp or Qantas Health Insurance customers or to previous policyholders who have joined and cancelled 6 months before or during the offer period. See full terms and conditions.