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Apia's Multi-Policy Discount*.
Grab a 10% discount off your premium for having two or more eligible policies with Apia.
Get a quote or find out more about our multi-policy discount.

Australia's leading over 50s insurance specialist.

  • Pay by the month at no extra cost
  • Chat with someone who takes the time to understand you
  • 24/7 claims service

or are you

Looking for something else

Because we know experience matters

For over 30 years, Apia has been providing a range of great value products and services to Aussies over 50. We believe experience should be rewarded and that's why we strive to offer more choice, affordability and benefits important to you.

These days, we're helping over 700,000 customers protect what matters most, from your home to your health, with a great range of insurance to suit your lifestyle and budget.

Our insurance products

Other types of Insurance

  1. Health
  2. Travel
  3. Funeral

Ways to save

Ways to save on your premium

^ Online Discounts
Save on Home & Contents Insurance or Comprehensive Car Insurance when you buy online

Flexible payments
Pay by the month at no extra cost

Apia Drive Less Pay Less® Discount
Save on your premium if you drive less than 20,000 km per year

Work Less Pay Less® Discount
Save on your premium if one or more policy holders works less than 37 hours per week

Choose the Good Life

We know the more you live life, the better you get at it.

We've put together the latest news, information and benefits that we think you'll love – and best of all, it's free.

Visit Apia Good Life

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A reward for Apia customers 

Start saving at over 100 retailers today with Suncorp Benefits

We know everyone loves a saving! As Apia is part of the Suncorp Network, eligible customers have access to join Suncorp Benefits - to enjoy savings of up to 15% on eGift Cards for everyday items at over 100 retailers. 

Find out more

Supporting our customers through COVID-19
We know these are challenging times. We at Apia are here to support you.

Service you can trust

Here to help

For insurance advice or help with a quote, contact us for a chat.

Contact us

Need to make a claim?
We're available 24/7.

Claim now

We're here to make experience matter for Aussies over 50.

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*A multi-policy discount (MPD) rewards you with a discount off your premium for holding two or more eligible paid general insurance policies with Apia. There must be a common mailing address and the person(s) seeking the discount must be nominated as an insured with the same name on each eligible policy. If you take out a new policy and then qualify for the MPD, you are eligible to receive the discount on that new policy immediately and on your other existing eligible policies from their next renewal date, provided you still qualify. If you become eligible around the time of policy renewal and the discount is not shown on your certificate of insurance, please contact us as the MPD may not have been applied to the renewing policies.

Discount not applied to Apia Roadside Assist, Apia Home Assist or Portable Valuables optional covers. If you are eligible for more than one discount, we apply each in a predetermined order to the already discounted premium (usually before adding taxes and charges). Minimum premiums may apply. The discounts we offer are subject to change.

Eligible policies that qualify for the MPD are: Apia Contents, Building, Car, Motorcycle, Caravan (including trailer), Motorhome and Boat. To find out more about the multi-policy discount please phone us on 13 50 50.