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Australia's leading over 50s insurance specialist.

Pay by the month at no extra cost
Chat with someone who takes the time to understand you
24/7 claims service

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Car Insurance

Home & Contents Insurance

Health Insurance

Travel Insurance

Policy Documents

Payments & Renewals

Because we know experience matters

For over 30 years, Apia has been providing a range of great value products and services to Aussies over 50. We believe experience should be rewarded and that's why we strive to offer more choice, affordability and benefits important to you.

These days, we're helping over 700,000 customers protect what matters most, from your home to your health, with a great range of insurance to suit your lifestyle and budget.

Our insurance products

Car & Vehicle

House & Property

Other types of Insurance

Here's how we reward your experience

^ Online Discounts
Save on Home & Contents Insurance or Comprehensive Car Insurance when you buy online

Flexible payments
Pay by the month at no extra cost

Drive Less, Pay Less Discount^TM
Save on your premium if you drive less than 20,000 km per year

Health Insurance - Up to $300 off*
Take out a new Hospital & Extras policy with Apia and receive up to $300 off* your policy. Ends 31 October 2018.

Choose the Good Life

We know the more you live life, the better you get at it.

We've put together the latest news, information and benefits that we think you'll love – and best of all, it's free.

Visit Apia Good Life

A reward for Apia customers

Start saving at over 100 retailers today with Suncorp Benefits

We know everyone loves a saving! As Apia is part of the Suncorp Network, eligible customers have access to join Suncorp Benefits - to enjoy savings of up to 15% on eGift Cards for everyday items at over 100 retailers.

Find out more

Service you can trust

Here to help

For insurance advice or help with a quote, chat with someone who takes the time to understand you.

Need to make a claim?
We are available 24 hours a day 7 days a week.

Wherever you are and whatever your needs, Apia can help you

^New online policy discount does not apply to the Apia Roadside Assist or Apia Home Assist optional cover (where applicable). Australian Pensioners Insurance Agency Pty Ltd (Apia) ABN 14 099 650 996 AR 239591 is an authorised representative of AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI), the issuer of Home, Landlord, Car, Caravan, Motorhome, Boat, Travel & Compulsory Third Party Personal Injury (CTP) Insurance. Registered Office: Level 28, 266 George Street, Brisbane QLD 4000. Read the PDS on this website before making any decisions about this insurance. Information provided is general advice only and has been prepared without taking into account any person’s particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it. Funeral Insurance and Injury Support insurance issued by Suncorp Life & Superannuation Limited ABN 87 073 979 530 AFSL 229880 (SLSL) under the Apia brand and distributed by Suncorp Financial Services Pty Ltd ABN 50 10 844 6210 (SFS). Apia, AAI, SFS and SLSL are subsidiaries of Suncorp Group Limited ABN 66 145 290 124 (Suncorp Group). Suncorp supports and adheres to the Life Insurance Code of Practice (Code). The Code has been developed voluntarily by the Life Insurance industry through the Financial Services Council to promote high standards of service to consumers, provide a benchmark of consistency within the industry, and establish a framework for professional behaviour and responsibilities. For more information or to download the code click here. Products and services including banking, superannuation and insurance are provided by different entities of the Suncorp Group. Each entity is not responsible for, or liable in respect of, products and services provided by other entities of the Suncorp Group. Health insurance is issued by nib health funds limited ABN 83 000 124 381(nib) a registered private health insurer and is arranged by Australian Pensioners Insurance Agency Pty Ltd (Apia) ABN 14 099 650 996 as an authorised agent of nib for which it receives a commission. #Interest Rates effective from 29 January 2018. Interest is calculated daily and paid monthly on a stepped basis. You are paid interest for that part of your account balance that falls within each range, at the rate applicable to that range. This account is available to personal customers who are aged 50 and over who hold a current Apia Insurance Policy. In the case of joint accounts, one of the account holders must be over 50. An account cannot be opened in trust for another person. Deposit Products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 ("Suncorp Bank") to approved applicants only. Fees, charges, terms and conditions apply and are available on request. Please read the Product Information Document before making any decision regarding this product. For a paper copy visit your local branch or contact us on 1800 931 178. Products and services including banking, superannuation and insurance (including life insurance, home and car insurance) are provided by separate companies in the Suncorp Group. Suncorp Bank is only liable for the banking products or services it provides and not the products and services of the other companies in the Suncorp Group.

*When an Eligible Product is purchased between 01/09/18 and 31/10/18 the Eligible Customer will receive up to $300 reduction off the premium payable for the relevant Eligible Product. During this time, $300 is the maximum reduction off the premium payable that can be received when the combination of Apia Premium Hospital and any Apia Extras health insurance policy is purchased. The Offer will only be fulfilled to the primary policyholder after the policy has been held for 45 consecutive days after the end of the month that the Eligible Product was purchased in. The Offer is not available to existing health insurance customers of Apia, nib, AAMI, Suncorp or Qantas Insurance, or to previous policyholders who have joined and cancelled 6 months before or during the Offer Period. Apia reserves the right to withdraw or extend this offer at any time. Terms & Conditions apply.⁺