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Combine and save with a
multi-policy discount

Whenever you drive, wherever you live, you could be saving on your cover with Australia’s over 50s insurance specialist.

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How you can combine & save with a multi-policy discount

Whether you hold both an Apia Home and Car Insurance policy, or you combine any other 2 or more eligible policies1, we’ll take 10% off each* so you can make the most of every possibility. Here are a few ways you can combine & save on eligible policies.

How can I save with a multi-policy discount?

Depending on your policies and circumstances, you can get 10% off your insurance premiums when you combine & save with a multi-policy discount*.

Reward yourself with savings when you hold 2 or more eligible policies1, including:

  • Building Insurance
  • Contents Insurance
  • Motorcyle Insurance
  • Boat Insurance
  • Caravan Insurance
  • Motorhome Insurance
  • Car Insurance

*A multi-policy discount (MPD) rewards you with a discount off your premium for holding two or more eligible paid general insurance policies with Apia. There must be a common mailing address and the person(s) seeking the discount must be nominated as an insured with the same name on each eligible policy. If you take out a new policy and then qualify for the multi-policy discount, you are eligible to receive the discount on that new policy immediately and on your other existing eligible policies from their next renewal date, provided you still qualify. If you become eligible around the time of policy renewal and the discount is not shown on your certificate of insurance, please contact us as the MPD may not have been applied to the renewing policies. See below for eligible policies. Discount not applicable to Apia Roadside Assist or Apia Home Assist optional cover(s).

The discount is generally applied to the premium before we add taxes and charges. If you are eligible for more than one discount we usually apply any subsequent discount to the already discounted premium. Apia reserves the right to vary or discontinue our MPD at any time and without notice.

To find out more about the multi-policy discount please phone us on 13 50 50 (within Australia).

1Eligible policies that qualify for the MPD are: Apia Contents, Building, Car, Motorcycle, Caravan (including trailer), Motorhome and Boat.