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Combine and save with a
multi-policy discount*

Whenever you drive, wherever you live, you could be saving on your cover with Australia’s over 50s insurance specialist.

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How you can combine & save with a multi-policy discount*

Whether you hold both an Apia Home and Car Insurance policy, or you combine any other 2 or more eligible policies*, we’ll take 10% off each* so you can make the most of every possibility. Here are a few ways you can combine & save on eligible policies.

How can I save with a multi-policy discount*?

Depending on your policies and circumstances, you can get 10% off your insurance premiums when you combine & save with a multi-policy discount*.

Reward yourself with savings when you hold 2 or more eligible policies*, including:

  • Building Insurance
  • Contents Insurance
  • Motorcycle Insurance
  • Boat Insurance
  • Caravan Insurance
  • Motorhome Insurance
  • Car Insurance

*If you are eligible for more than one discount, we apply each in a predetermined order to the already discounted premium (usually before adding taxes and charges). The discounts we offer are subject to change.​

Multi-policy discount (MPD) rewards you with a discount off your premium for holding two or more eligible paid Apia general insurance policies. There must be a common mailing address and the person(s) seeking the discount must be nominated as an insured with the same name on each eligible policy. If you take out a new policy and then qualify for the MPD, you are eligible to receive the discount on that new policy immediately and on your other existing eligible policies from their next renewal date, provided you still qualify. If you become eligible around the time of policy renewal and the discount is not shown on your certificate of insurance, please contact us as the MPD may not have been applied to the renewing policies.​

Eligible policies that qualify for the MPD are Apia: home, contents, landlord, car, motorcycle, boat, caravan and motorhome insurance. To find out more about the multi-policy discount please phone us on 13 50 50.​

MPD does not apply to optional covers Personal valuables – unspecified items, Personal valuables – specified items, Apia Home Assist, Excess-free Glass cover or Apia Roadside Assist (if available).