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Retired and travelling: Grey Nomad adventures


Retired and keen for an adventure? Why not jump on the Grey Nomad bandwagon?

Made up of retirees, Grey Nomads explore our great land with a campervan, motorhome, caravan or 4WD in tow. Some travel on a shoestring budget, some have no budget at all. Some travel the whole country, while others park themselves up north during the cooler months.

No matter your budget or how you like to holiday, a Grey Nomad lifestyle might work for you.

Planning your Grey Nomad adventure

Where to go

Whether you’re planning to travel for months on end, or just a few weeks, it’s important to think seasonally. You don’t want to be heading up north in the peak of the winter! In the cooler months, Grey Nomads often flock to warmer places in the country, like the Kimberleys, Far North Queensland and the Red Centre.

If you’re looking for some ideas, the Grey Nomads website has plenty for each state and territory.

Or, if you’re game for the ultimate expedition, the ‘big lap’ may be calling your name — a year long drive around Australia.

What insurance you need

Before you set off on your big adventure, make sure you have the right insurance for your vehicle. That way, if disaster were to strike, you may be covered. Whether you’re travelling in a 4WD , motorhome  or caravan , Apia has different levels of coverage to suit your Grey Nomad lifestyle.

And, if you’ve purchased Apia Roadside Assist along with your 4WD car insurance, this can give you that little bit of extra peace of mind if you’ve got a nasty puncture or break down. Available 24/7 and with unlimited call-out fees, Apia Roadside Assistance  can help you back on track when you need it.

Explore Apia Roadside Assistance

How to budget

Many Grey Nomads rent out their house while they’re away to offset their big adventure. Some even sell their homes. That being said, life on the road doesn’t need to be expensive. Stocking up with non-perishables before you go and doing big shops every few weeks, rather than eating out, can really help you save.

Fuel will probably be your most important expense, especially if you’re travelling with a generator, so factor this into your budget.

Other things to include in your budget:

  • Campsite fees, which can vary from state-to-state.
  • Sightseeing tours.
  • Fishing gear (if that’s what you fancy!).
  • Water.
  • Extra data on your mobile plan.

What to pack

When you’re on the road, you often have to be your own handyperson and mechanic. That’s why, when you’re packing your camper, having everything you need on deck is important. Some things that should be at the top of your packing list:

  • A well stocked first aid kit and a fire extinguisher.
  • Car essentials, like a spare tyre, jumper cables, extra fuel and a tool kit.
  • Lantern and torches.
  • Maps, GPS and UHF radio.
  • Outdoor cookware, cutlery and proper storage containers – nobody wants nasties in their campervan!
  • Shade cloth for an awning, tarps, scissors, ropes and jerry cans.
  • Insect repellent.

And don’t forget entertainment! Packing things like board games, card games, books and a tablet to watch your favourite TV show can be great ways to pass time.

How to stay connected

The wonders of the Internet mean you can stay connected to family and friends back home, even if you’re driving through the Nullabor or the middle of the Daintree Forest. Make sure you have enough data on your mobile plan to share around between FaceTime, Google Maps and other streaming devices before you go.  

Save emergency contact numbers and services in your phone as well, just in case you don’t have access to Wi-Fi and you get stuck.

Now, bon voyage!

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Australian Pensioners Insurance Agency Pty Ltd (Apia) ABN 14 099 650 996 AR 239591 is an authorised representative of AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI), the issuer of Home, Landlord, Car, Caravan, Motorhome, Boat, Travel & Compulsory Third Party Personal Injury (CTP) Insurance.

Please consider the Product Disclosure Statement before buying this insurance.

This advice has been prepared without taking into account your particular objectives, financial situations or needs, so you should consider whether it is appropriate for you before acting on it.

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