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Apia's Double Up & Save!
Buy home & car insurance together to get 20% off the second policy
Both new and existing eligible customers can save 20% off their second new eligible policy
Start here to redeem your offer. Quote and purchase a new policy from 15 March to 13 May 2021.
Some Optional Covers are not discounted. T&Cs apply.

Australia's leading over 50s insurance specialist.

  • Pay by the month at no extra cost
  • Chat with someone who takes the time to understand you
  • 24/7 claims service

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Looking for something else

OUR INSURANCE PRODUCTS

Other types of Insurance

  1. Health
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  3. Funeral

A REWARD FOR APIA CUSTOMERS

Start saving at over 100 retailers today with Suncorp Benefits

We know everyone loves a saving! As Apia is part of the Suncorp Network, eligible customers have access to join Suncorp Benefits - to enjoy savings of up to 15% on eGift Cards for everyday items at over 100 retailers.

Start Saving today

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This is only available to eligible customers who hold an eligible personal product - please check with product to confirm eligibility.  The Reward and Recognition program ("Suncorp Benefits") is being operated by Loyalty Corp Australia Services Pty Ltd ABN 39 615 958 873.

Take control with Apia

Ways to save on your Home and Car Insurance Premium

Work Less Pay Less® Discount*
Save on your premium if one or more policy holders works less than 37 hours per week

Multi-policy discount*
A 10% discount* off your premium for holding two or more eligible policies (includes combined home & contents policies)

Online Discount*
Save when you quote and buy your Home Insurance or Comprehensive Car Insurance online

Make the Switch to Apia today

We've made it quick and simple to switch to Apia for your insurance needs.

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Research our range of insurance products to find the right cover for you.

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Get a quote and buy online to save up to 15%* off your premium.

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Register for Online Services and start making use of Suncorp Benefits as an Apia customer.

Make the switch

Australian Pensioners Insurance Agency Pty Limited ABN 14 099 650 996 is an authorised representative of AAI Limited ABN 48 005 297 807, the product issuer. Read the Product Disclosure Statement before buying this insurance. Go to apia.com.au for a copy. This advice has been prepared without taking into account your particular objectives, financial situations or needs, so you should consider whether it is appropriate for you before acting on it.

This is only available to eligible customers who hold an eligible personal product - please check with product to confirm eligibility.  The Reward and Recognition program ("Suncorp Benefits") is being operated by Loyalty Corp Australia Services Pty Ltd ABN 39 615 958 873.

Supporting our customers through COVID-19
We know these are challenging times. We at Apia are here to support you.

Service you can trust

Here to help

For insurance advice or help with a quote, contact us for a chat.

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We're here to make experience matter for Aussies over 50.

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*If you are eligible for more than one discount, we apply each in a predetermined order to the already discounted premium (usually before adding taxes and charges). The discounts we offer are subject to change.​

Online discount is only available for new, eligible policies purchased online and will be applied upon purchase and subtracted from the premium. Online discount is not available with any other offers and does not apply to optional covers Apia Home Assist, Excess-free Glass cover and Apia Roadside Assist (if available).​

Multi-policy discount (MPD) rewards you with a discount off your premium for holding two or more eligible paid Apia general insurance policies. There must be a common mailing address and the person(s) seeking the discount must be nominated as an insured with the same name on each eligible policy. If you take out a new policy and then qualify for the MPD, you are eligible to receive the discount on that new policy immediately and on your other existing eligible policies from their next renewal date, provided you still qualify. If you become eligible around the time of policy renewal and the discount is not shown on your certificate of insurance, please contact us as the MPD may not have been applied to the renewing policies.​

Eligible policies that qualify for the MPD are Apia: home, contents, landlord, car, motorcycle, boat, caravan and motorhome insurance. To find out more about the multi-policy discount please phone us on 13 50 50.​

MPD does not apply to optional covers Personal valuables – unspecified items, Personal valuables – specified items, Apia Home Assist, Excess-free Glass cover or Apia Roadside Assist (if available). ​

Work Less Pay Less® discount does not apply to optional covers Apia Home Assist, Excess-free Glass cover and Apia Roadside Assist (if available).