Payments FAQs

For Apia insurance policies that can be renewed online, you can pay via our Secure Online Payment portal using Visa, MasterCard or American Express.

You can use Visa, MasterCard or American Express when paying your policy renewal online.

For information on other ways to pay, please refer to our Renewal page.

Please note that online renewal is not available for certain products. To further discuss your renewal options, contact us.

Your Apia Insurance policy certificate will tell you when your premiums are due. Alternatively, you can login to Apia Online Services to find out.

Yes, at Apia we give you the option of paying for your insurance in the following instalments (direct debit/credit card only):

• Annually
• Half-Yearly
• Quarterly
• Monthly

To discuss your payment options, please contact us.

If you don’t receive a confirmation of payment immediately when you pay online, wait 1-3 days as your payment could be delayed due to public holidays or the weekend.

If after that time nothing has changed, get in touch with your bank to make sure everything is okay with your account and that it hasn’t expired. Your bank may also take a couple of days to register the payment, but if there’s nothing wrong with your account please contact us and we’ll look into it for you.

If it’s a direct debit issue, we'll wait up to 14 days from your original debit date, and then try the payment again, on (or around) day 14.

You can pay for your insurance online using your American Express, MasterCard or Visa Card or by direct debit from your bank account. Please note that for one-off Travel Insurance policies, payment can be made by credit card only. We have a range of payment options and do not charge any extra to pay by instalments.

You can make a secure credit card payment using our automated credit card payment system by calling 1300 064 781.

Your Payment Reference number appears in the Payment Slip section of your notice.

You can use the Automated Payment Phone line to pay for all your Insurance Products excluding Travel, Health, Funeral, Injury and CTP Insurance policies.

You can pay using Visa, American Express and Mastercard.

Your payment details are sent directly to AAI Limited and are safeguarded by a secure encrypted line. Your credit card or bank account details will not be shown on your insurance summary screen.

If you miss a monthly instalment you can make a one off payment via your Apia Online Services online account.