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Can I decide who will receive the Funeral Benefit?
Yes, you can nominate one beneficiary to receive the Funeral Benefit (the lump sum paid out at claim time). If you have a joint policy, you can still nominate only one beneficiary, which must be agreed by both insured persons.
If you choose not to nominate anyone as your beneficiary, any benefit payable will be paid to the surviving owner or to your estate, whichever is applicable.