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Can I decide who will receive the Funeral Benefit?
Yes, you can nominate beneficiaries to receive the Funeral Benefit, which is the lump sum paid out at claim time.
A beneficiary can be a person who is at least 18 years old including the life insured, an institution, or your estate. You can have multiple beneficiaries, but you need to allocate the portion of the benefit you want each beneficiary to receive on your policy.
If you choose not to nominate anyone as your beneficiary, any benefit payable will be paid to the surviving owner or to your estate.