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Are there any reasons my funeral insurance policy won’t pay out?
The Funeral Benefit will not be paid if you pass away in the first 12 months of your policy for any reason other than an accidental death.
If the life insured dies as a result of an accident, from sickness or by committing an intentional and self-inflicted act prior to the start of a policy, a refund will be provided of all premiums paid under the policy.