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What is the difference between funeral insurance and a pre-paid funeral plan?
Funeral insurance involves paying a premium (under Apia Funeral Insurance, this can be paid fortnightly, monthly or annually) to receive a certain payout at the time of the death of the life insured. Funeral Insurance payouts can be used to pay funeral expenses, but can also be used for any other purpose of the beneficiary's choosing. A pre-paid funeral plan involves speaking with a funeral director so you can plan and pay for your funeral in advance and is not insurance.