Do I need CTP/MAI Insurance if I already have a Car Insurance policy?
Compulsory Third Party (CTP) Insurance or Motor Accident Injuries (MAI) Insurance (ACT only), is mandatory and a condition of your car’s registration. The schemes differ depending on the state or territory you live in. This insurance is to cover costs related to injuries to people from the use of your vehicle, including injuries to pedestrians, cyclists, passengers. This insurance does not cover damage to other vehicles or property.