Apia Value What Matters GIVEAWAY!

Already an Apia policy holder?

Each month until June 2023, we are also giving existing policy holders the chance to win one $5,000 gift card when they renew an existing eligible Home or Comprehensive Car Insurance policy. Every renewal automatically qualifies for entry to the Value What Matters Renewal Competition.

Terms and conditions apply.


Value What Matters New Policy Competition has now closed.
Congratulations to the 10 major prize winners;

Deborah Mennes QLD
Noel Humphreys NSW
Alan Mitchell NSW
Marina Carusi QLD
Noel Speight VIC
Hala Bey NSW
Bradley Witt NSW
Kim Kildey QLD
Maree Hickey VIC
Darren Schoevers NSW

Who doesn't love a discount?

See how you can save on your Home and Car Insurance premium.

Work Less Pay Less® Discount*
Save on your premium if one or more policy holders works less than 37 hours per week

Multi-policy discount*
A 10% discount* off your premium for holding two or more eligible policies (includes combined home & contents policies)

Online Discount*
Save when you quote and buy your Home Insurance or Comprehensive Car Insurance online

Value What Matters New Policy Competition:

Apia is an authorised representative of AAI Limited, the product issuer. Read the PDS before buying insurance. TMD also available. Call us for a copy. Competition conducted by Apia, of Level 23, 80 Ann Street, Brisbane Queensland 4000. Competition commences at 12:00am on 01/11/22 and closes at 11.59pm on 31/03/2023 AEDST (Entry Period). Entry is only open to eligible Australian residents aged 18 years or older. Eligible Entrants must be opted in to receive marketing communications and must not opt out during the Entry Period. Maximum cost of call will not exceed 55 cents + GST from an Australian land line. Higher rates may apply for mobile phones or pay phones. Prizes drawn at 2:00pm on 07/04/2023at Anisimoff Legal, Suite 5, 210 Central Coast Highway, Erina NSW 2250. The winners will be notified by phone and email by 13/04/2023and published apia.com.au/news. ACT permit TP22/02079 SA licence T22/1718 & NSW Authority Number TP/01324. Full Terms and conditions here.

Australian Pensioners Insurance Agency Pty Limited is an authorised representative of AAI Limited, the product issuer. Read the Product Disclosure Statement before buying insurance available here. The Target Market Determination is also available. Call us for a copy.

Value What Matters Renewal Competition:

Competition conducted by Apia, of Level 23, 80 Ann Street, Brisbane Queensland 4000. Competition commences at 12:00am on 1/11/22 and closes at 11.59pm on 30/06/2023 AEST (Entry Period). Entry is only open to eligible Australian residents aged 18 years or older. Eligible Entrants must be opted in to receive marketing communications and must not opt out during the Entry Period. Maximum cost of call will not exceed 55 cents + GST from an Australian land line. Higher rates may apply for mobile phones or pay phones. Prizes drawn monthly at 2:00pm on the following: 1/12/22, 12/01/23, 2/02/2023, 03/03/23, 3/04/23,4/05/23, 6/06/23 and 7/07/23 at Anisimoff Legal, Suite 5, 210 Central Coast Highway, Erina NSW 2250. The winners will be notified by phone and email by the business day following the draw and published apia.com.au/news. ACT permit TP22/02080 SA licence T22/1713 & NSW Authority Number TP/01324. Full Terms and conditions here.

Australian Pensioners Insurance Agency Pty Limited is an authorised representative of AAI Limited, the product issuer. Read the Product Disclosure Statement before buying insurance available here. The Target Market Determination is also available. Call us for a copy. If you are eligible for more than one discount, we apply each in a predetermined order to the already discounted premium (usually before adding taxes and charges). Discounts are subject to change.

*If you are eligible for more than one discount, we apply each in a predetermined order to the already discounted premium (usually before adding taxes and charges). The discounts we offer are subject to change.​

Online discount is only available for new, eligible policies purchased online and will be applied upon purchase and subtracted from the premium. Online discount is not available with any other offers and does not apply to optional covers Apia Home Assist, Excess-free Glass cover and Apia Roadside Assist.​

Multi-policy discount (MPD) rewards you with a discount off your premium for holding two or more eligible paid Apia general insurance policies. There must be a common mailing address and the person(s) seeking the discount must be nominated as an insured with the same name on each eligible policy. If you take out a new policy and then qualify for the MPD, you are eligible to receive the discount on that new policy immediately and on your other existing eligible policies from their next renewal date, provided you still qualify. If you become eligible for the MPD around the time your other policies are due for renewal, the MPD may not have been applied to the renewing policies because the renewals were generated before you were eligible for MPD. Please contact us if you believe you are eligible for the MPD on your renewal but it is not shown on your certificate of insurance.​ See full terms and conditions

Eligible policies that qualify for the MPD are Apia: home, contents, landlord, car, motorcycle, boat, caravan and motorhome insurance. To find out more about the multi-policy discount please phone us on 13 50 50.​

MPD does not apply to optional covers Personal valuables – unspecified items, Personal valuables – specified items, Apia Home Assist, Excess-free Glass cover or Apia Roadside Assist. ​

Work Less Pay Less® discount does not apply to optional covers Apia Home Assist, Excess-free Glass cover and Apia Roadside Assist.