- Multi-policy discount - We might offer you a discount for having more than one policy with us. Some policies are not eligible for a discount and whether or not we give you a discount can also depend on the combination of products you hold with us. To find out more about the multi-policy discount, please phone us on 13 50 50.
- “Drive Less, Pay Less Discount” (only available for eligible comprehensive car insurance policies) - if you drive less than 20,000 kilometres per year this can lower your car premium.
Discounts are also a factor that can affect your premium. The premium you pay for your insurance includes any discounts we have given you. Any discounts are usually calculated and applied before the application of government taxes and charges.
You should check your relevant policy documentation for information on discounts.
From time to time we might also offer discounts (such as a discount for quoting for and buying your new policy online) or some other special offers as part of a marketing campaign. If we do this, separate terms and conditions may apply, and you might not be eligible for our usual discounts. The amount and type of discount offered can change or be withdrawn.
If you are eligible for more than one discount (such as a discount for quoting for and buying your new policy on-line), we usually apply any subsequent discount to the already discounted premium. Discounts do not apply to optional cover Apia Roadside Assist (if available) and Drive Less Pay Less discount does not apply to Windscreen and window glass cover.
To make changes to your policy, log in online to your account or give us a call on 13 50 50. Online changes are not available for motorcycle, caravan and motor home policies.