Enjoy Apia's optional Home Excess-free Glass Cover at no extra cost
for the first 12 months when you purchase a new eligible Home and Contents, Home Building
or Village Insurance policy online. T&Cs apply. Promo ends 1st August 2022.

Apia's Multi-policy Discount*.
Grab a 10% discount* off your premium for having two or more eligible policies with Apia.
Get a quote or find out more about our Multi-policy discount*.

Apia's Work Less Pay Less® Discount.
Save on your premium if one or more policy holders works less than 37 hours per week.
Get a quote to redeem your offer.

Apia's Double Up & Save!
Buy home & car insurance together to get 20% off the second policy
Both new and existing eligible customers can save 20% off their second new eligible policy
Start here to redeem your offer. Quote and purchase a new policy from 15 March to 13 May 2021.
Some Optional Covers are not discounted. T&Cs apply.

*If you receive more than one discount, we apply each in a predetermined order to the already discounted premium (usually before adding taxes and charges). The discounts we offer are subject to change.

Online discount is only available for new, eligible policies purchased online and will be applied upon purchase and subtracted from the premium. Online discount is not available with any other offers and does not apply to optional covers Apia Home Assist, Excess-free Glass cover and Apia Roadside Assist.​

Multi-policy discount (MPD) rewards you with a discount off your premium for holding two or more eligible paid Apia general insurance policies. There must be a common mailing address and the person(s) seeking the discount must be nominated as an insured with the same name on each eligible policy. If you take out a new policy and then qualify for the MPD, you are eligible to receive the discount on that new policy immediately and on your other existing eligible policies from their next renewal date, provided you still qualify. If you become eligible for the MPD around the time your other policies are due for renewal, the MPD may not have been applied to the renewing policies because the renewals were generated before you were eligible for MPD. Please contact us if you believe you are eligible for the MPD on your renewal but it is not shown on your certificate of insurance.  See full terms and conditions

Eligible policies that qualify for the MPD are Apia: home, contents, landlord, car, motorcycle, boat, caravan and motorhome insurance. To find out more about the multi-policy discount please phone us on 13 50 50.​

MPD does not apply to optional covers Personal valuables – unspecified items, Personal valuables – specified items, Apia Home Assist, Excess-free Glass cover or Apia Roadside Assist. ​

Work Less Pay Less® discount does not apply to optional covers Apia Home Assist, Excess-free Glass cover and Apia Roadside Assist.

$5000 Competition

Go into the draw to win 1 of 10, $5,000 gift cards.
To enter our Value What Matters New Policy Competition, simply purchase a new eligible Home or Comprehensive Car Insurance policy with Apia. Competition ends 31 March 2023. T&Cs apply.