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Understanding Our New
Apia Landlord Insurance PDS
Introducing the new Apia Landlord Insurance Product Disclosure Statement (PDS) for policies renewing on or after 23 March 2021. The PDS contains important information you need to know about your Apia insurance product, please ensure you read it carefully.
We’ve changed the layout of the PDS to help make it easier to understand. And we have also made other changes to the policy – we have added and changed covers and we have added and changed exclusions and conditions.
! IMPORTANT CHANGE – Our Landlord Insurance will no longer provide any cover if your property is used for short stays, holiday rentals or house sharing. This includes if your property is available through Airbnb or Stayz. Do not renew your policy if your property is used for short stays, holiday rentals or house sharing, as you will not have any cover. If you pay by direct debit, you will need to call us to cancel the direct debit.
Below are some examples of things we have changed:
- Extra support (new section in your PDS)
- Your responsibilities
- When you need to contact us about changes (we have expanded the situations when you need to contact us)
- Excess (when and how to pay)
- What good condition of your home, unit or contents means
- Things we don’t cover
- Temporary accommodation cover after an insured event
- How we settle your claim
- Lifetime guarantee on authorised home repairs
- Joint policyholders
- Conduct of others (new section in your PDS)
For full details, please refer to your PDS.
The information above is not a complete list of the changes to your Apia Landlord Insurance. For full details of what is and isn’t covered, please read the Apia Landlord Insurance Product Disclosure Statement (PDS). Consider the PDS before making a decision about this insurance