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Understanding Our New
Apia Boat Insurance PDS
Introducing the new Apia Boat Insurance Product Disclosure Statement (PDS) for policies renewing on or after 23 March 2021. The PDS contains important information you need to know about your Apia insurance product. Please ensure you read it carefully.
We’ve changed the layout of the PDS to help make it easier to understand. And we have also made other changes to the policy – we have added and changed covers and we have added and changed exclusions and conditions.
Below are some examples of things we have changed:
- Amount covered
- Extra support (new section in your PDS)
- Your responsibilities
- When you replace your boat (Comprehensive only)
- Excess (when and how to pay)
- New boat after a total loss for boats less than 2 years old
- Things we don’t cover
- How we settle your claim
- Unavailable parts
- Contribution to repairs
- Joint policyholders
- Conduct of others (new section in your PDS)
For full details, please refer to your PDS.
We have clarified that there is no requirement to pay the excess upfront when you first lodge your claim.
Summary of cover table
New ‘Summary of cover’ table including additional covers and optional covers to assist you navigating the new format.
The information above is not a complete list of the changes to your Apia Boat Insurance. For full details of what is and isn’t covered, please read the Apia Boat Insurance Product Disclosure Statement (PDS). Consider the PDS before making a decision about this insurance