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Get $100 off Home & Contents Insurance
for the first year

Home & Contents Offer

Get $100 off Home & Contents Insurance for the first year.

If you’re over 60 and home & contents claims free for the past three years, buy a new Home & Contents Insurance policy with Apia, and you could receive $100 off as a new customer for the first year. Call 13 50 50 to take advantage of this offer.

Contact us 13 50 50

Home and Contents Insurance

With Apia Home and Contents Insurance, your home and the precious things inside it are covered for a wide range of events, such as fire, theft, storm, flood#, and vandalism.

Apia Home & Contents Insurance

  • Cover loss or damage to your home and its contents against events such as fire, theft, storm, flood#, and vandalism
  • Up to 10% of home sum insured to go to the cost of temporary accommodation if your home cannot be lived in after an insured event
  • Motor burnout cover (up to $2,000 per incident)

#Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm) other exclusions apply.

Limits, exclusions and conditions apply, please refer to the PDS for full details.

Apia Home & Contents Extra

  • All the protection of Apia Home & Contents
  • Claim more on contents that have fixed and flexible limits (such as $3,000 for paintings and art per item)
  • Higher limits on a great range of cover and features (such as Financial Transaction Card cover, up to $2,500 in any one period of insurance)

To select Home & Contents Extra cover, answer 'Yes' to the accidental damage question when getting a quote online.

Limits, exclusions and conditions apply, please refer to the PDS for full details.

Policy Documents

For full details of what is and isn't covered please refer to the relevant Product Disclosure Statement (PDS)

Apia $100 off Combined Home & Contents Insurance Terms & Conditions

1. To qualify for this promotional discount of $100 off the first year premium of an Eligible Policy ("PD"), you must:

a. be over the age of 60 at the time of purchasing a new Eligible Policy;
b. have made no home or contents insurance claims in the 3 years prior to purchasing a new Eligible Policy;
c. quote and purchase a new Eligible Policy during the Campaign Period; and
d. comply with these Terms and Conditions.

(“Eligible Customer”)

2. This PD only applies to Apia Combined Home and Contents Insurance policies, which includes: Apia Home and Contents Insurance Policy, Apia Home and Contents Extra Insurance Policy, Apia Village Style Home and Contents Insurance Policy, Apia Landlord Property and Contents Insurance Policy (“Eligible Policy”).

3. The Campaign Period is 8 July 2021 to 30 September 2021.

4. This PD is not available in conjunction with any other discounts or promotional offers which may run from time to time on Apia Home Insurance policies (excluding the Multi-policy Discount and Work Less Pay Less Discount).

5. To qualify for this PD, you must quote and purchase a new Eligible Policy via our Contact Centre or in person at a branch during the Campaign Period. This PD is not available online.

6. This PD is applied before taxes and charges are added. If you are eligible for other discounts, we will apply each discount in a predetermined order to the already discounted premium.

7. The PD is only applicable for the first year of a new Eligible Policy. It is not available for current policies, subsequent renewals or any other changes to your Home and Contents Insurance policy.

8. The Promoter is Australian Pensioners Insurance Agency Pty Ltd (“Apia”) ABN 14 099 650 996 AR 239591, agent and authorised representative of AAI Limited ABN 48 005 297 807 AFSL 230859 (“AAI”), the insurer and issuer of Apia general insurance products.

9. All quotes provided are subject to AAI’s normal underwriting criteria. Customers should consider the Product Disclosure Statement before making a decision to buy this insurance. Go to apia.com.au for a copy. The Target Market Determination is also available.

10. The Promoter reserves the right to verify that an Eligible Customer satisfies these Terms and Conditions.

11. The Promoter reserves the right to vary, amend, extend, cancel, or withdraw, all or part of this PD at any time and without notice, at the Promoter’s sole discretion.

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