Many of these questions can be answered here. If you have a specfic question regarding your own policy contact us online or alternatively call us on 13 50 50, we are available 24 hours a day 7 days a week.
In situations where your tenant stops paying you the weekly rental amount, Apia will cover you for the loss of rent up to 14 weeks (if you have a written rental agreement), or up to 2 weeks for a periodic rental agreement.
Landlord Insurance can be purchased at any time, but unfortunately it cannot be backdated, so it’s recommended that you get cover as soon as you own your property.
No, you’re not required by law, but you may need it if you’ve got a mortgage and wish to take on tenants. Many lenders require you to take out insurance on your investment property before you let people move in.
To learn more about the benefits of Apia Landlord Insurance, take a look at the policy documents.
Yes, you will need to notify Apia if you decide to move into a property you own – that has previously had tenants – as your policy will no longer be valid.