Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.
In situations where your tenant stops paying you the weekly rental amount, Apia will cover you for the loss of rent up to 14 weeks (if you have a written rental agreement), or up to 2 weeks for a periodic rental agreement.
Landlord Insurance can be purchased at any time, but unfortunately it cannot be backdated, so it’s recommended that you get cover as soon as you own your property.
No, you’re not required by law, but you may need it if you’ve got a mortgage and wish to take on tenants. Many lenders require you to take out insurance on your investment property before you let people move in.
To learn more about the benefits of Apia Landlord Insurance, take a look at the policy documents.
Yes, you will need to notify Apia if you decide to move into a property you own – that has previously had tenants – as your policy will no longer be valid.
Apia Landlord Insurance includes cover for loss of rent if your tenant defaults on the rent but does not leave. You must have taken all reasonable steps legally available to you to remedy non-payment and/or evict the tenant (if possible).
Apia includes automatic cover for loss of rent, which is excess-free under Apia Landlord Insurance.