The amount of cover that’s right for you will depend on you, your family’s circumstances, and the type of funeral you’d like.

Moneysmart.gov.au suggests that funerals can cost anywhere between $4,000 for a basic cremation to around $14,000 for some burials.

With Apia Funeral Insurance, you can choose cover between $5,000 and $15,000 for level premiums, or up to $30,000 for stepped premiums. You have complete control over the insured sum within these boundaries. When choosing your amount of cover, consider the sort of funeral you would like, and how much money your family will need to help make that happen.