Yes, Apia Caravan Insurance includes cover for:
- Gas cylinder(s)
- Manufacturer supplied tools and spare parts
- Any of your caravan's fixtures and fittings (other than those listed as contents)
- Standard equipment fitted by the original manufacturer for your particular make and model of caravan
- Any other accessories or modifications fitted to your caravan that you have told us about and are shown on your certificate
There is 'Included contents cover' that comes with your policy. This entitles you to accidental loss or damage cover for your contents up to $1,000 when your contents are securely locked in or to your caravan or annexe or, for On-site only cover, locked in your garden shed. This cover does not apply to trailers or animal transport floats. $1,000 in total per incident.
Caravans that are hired out are not automatically covered, however you can choose to pay an extra premium to add Hire Use Cover as an Optional Cover. If this is added to your policy, you will be covered up to the amount covered shown on your certificate.