Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.

Apia Double Up Now and Save Terms & Conditions

Apia Insurance Double Up Now and Save Terms & Conditions

1. To qualify for the 20% promotional discount on the first year premium of an Eligible Policy ("PD"), you must:

a. hold and have paid for a Current Active Policy;

b. purchase a new Eligible Policy; and

c. comply with these Terms and Conditions, 

during the Eligibility Period (“Eligible Customer”). Details of Eligible Policies are in Table 1 and 2 of these Terms & Conditions. 

2. This PD only applies to the new Eligible Policy’s first year premium and doesn’t apply to current policies, subsequent renewals or any other changes to your policy. 

3. If you receive this PD, you are not eligible to receive certain other discounts that are made available from time to time (such as an online discount or other special promotional offer).  If you are eligible for an online discount or this PD, only one will be applied. If an online discount provides a greater discount than this PD, this PD will not apply.

4. To qualify for this PD, you must purchase a new Eligible Policy via one of the following means during the Eligibility Period:

A. Online Quote and Purchase: purchase a Current Active Policy on apia.com.au and directly after, access the unique URL/web address for this PD (“Unique Address”) that is made available by the Promoter; OR

B. Direct Communication to Eligible Customers: purchase via the Unique Address sent to you by the Promoter via a personalised email; OR

C. Banner in Eligible Customer’s Apia Online Account: purchase via the Unique Address made available to an Eligible Customer via their Apia Online Account if an Eligible Customer has linked a Current Active Policy into their relevant account; OR

D. Valid saved quote: purchase from a saved quote with this PD applied; OR

E. Contact Centre: purchase via the Apia Contact Centre.

This PD applies to the following Eligible Policies:

TABLE 1: When claiming this PD online

Eligible Policies do not include: Apia Landlord Insurance; Apia Compulsory Third Party Insurance (CTP); Apia Boat Insurance; Apia Motorcycle Insurance; Apia Motorhome Insurance; or Apia Caravan Insurance.

Current Active Policy

(Your existing policy)

Eligible Policies

(20% Discount applied to new Eligible Policy)

Eligibility Period

Apia Home, Contents, or combined Home & Contents Insurance Policies

Apia Comprehensive, Third Party Property Damage, or Third Party Fire & Theft Car Insurance Policies

From 10am AEST 15 March 2021 to 13 May 2021 3pm

(Must receive quote during the Eligibility Period, and purchase before the selected policy start date passes)

Apia Home Extra, Contents Extra or combined Home & Contents Extra Insurance Policy

Apia Landlord Property, Contents or Combined Property and Contents Insurance Policy

Apia Village Style Home, Contents, or Combined Home and Contents Insurance Policy

Apia Apartment Style Residence Contents Insurance Policy

Apia Assisted Living Contents Insurance Policy

Apia CTP Personal Injury Insurance NSW Green Slip (CTP)

Apia Comprehensive Car Insurance Policy

Apia Home, Contents or combined Home & Contents Insurance Policy, Apia Home Extra, Contents Extra or combined Home & Contents Extra Insurance Policy, Apia Village Style Home, Contents, or Combined Home and Contents Insurance Policy, Apia Apartment Style Residence Contents Insurance Policy, or Apia Assisted Living Contents Insurance Policy

Apia Third Party Property Damage Car Insurance Policy

Apia Third Party Fire & Theft Car Insurance Policy

TABLE 2: When claiming this PD via the Apia Contact Centre

Eligible Policies do not include: Apia Boat Insurance; Apia Motorcycle Insurance; Apia Motorhome Insurance; Apia Caravan Insurance or Apia Compulsory Third Party Insurance (CTP).

Current Active Policy

(Your Existing Policy)

Eligible Policies

(20% Discount applied to new Eligible Policy)

Eligibility Period

Apia CTP Personal Injury Insurance NSW Green Slip (CTP)

Apia Comprehensive, Third Party Property Damage, or Third Party Fire & Theft Car Insurance Policies

Apia Home, Contents or combined Home & Contents Insurance Policy, Apia Home Extra, Contents Extra or combined Home & Contents Extra Insurance Policy, Apia Landlord Property, Contents or Combined Property and Contents Insurance Policy, Apia Village Style Home, Contents, or Combined Home and Contents Insurance Policy, Apia Apartment Style Residence Contents Insurance Policy, or Apia Assisted Living Contents Insurance Policy

From 8am AEST 15 March 2021 to 14 May 2021 8pm

(Must receive quote during the Eligibility Period, and purchase before the selected policy start date passes)

Apia Home, Contents or combined Home & Contents Insurance Policy, Apia Home Extra, Contents Extra or combined Home & Contents Extra Insurance Policy, Apia Landlord Property, Contents or Combined Property and Contents Insurance Policy, Apia Village Style Home, Contents, or Combined Home and Contents Insurance Policy, Apia Apartment Style Residence Contents Insurance Policy, Apia Assisted Living Contents Insurance Policy

Apia Comprehensive, Third Party Property Damage, or Third Party Fire & Theft Car Insurance Policy

Apia Home, Contents or combined Home & Contents Insurance Policy, Apia Home Extra, Contents Extra or combined Home & Contents Extra Insurance Policy, Apia Landlord Property, Contents or Combined Property and Contents Insurance Policy, Apia Village Style Home, Contents, or Combined Home and Contents Insurance Policy, Apia Apartment Style Residence Contents Insurance Policy, or Apia Assisted Living Contents Insurance Policy

Apia Comprehensive, Third Party Property Damage, or Third Party Fire & Theft Car Insurance Policies

From 8am AEST 15 March 2021 to 14 May 2021 8pm

(Must receive quote during the Eligibility Period, and purchase before the selected policy start date passes)

Apia Boat Insurance, Apia Motorcycle Insurance, Apia Motorhome Insurance, Apia Caravan Insurance Policy

5. This PD is applied before taxes and charges are added. If you are eligible for other discounts, we will apply each discount in a predetermined order to the already discounted premium. This PD does not apply to optional covers Apia Roadside Assist, Apia Home Assist and Excess-free Glass cover (if available).

6. The Promoter is Australian Pensioners Insurance Agency Pty Ltd (Apia) ABN 14 099 650 996 AR 239591, agent and authorised representative of AAI Limited ABN 48 005 297 807 AFSL 230859 (“AAI”), the insurer and issuer of Apia general insurance products. 

7. All quotes provided are subject to AAI’s normal underwriting criteria. Eligible Customers should consider the relevant Product Disclosure Statement and consider whether the product is appropriate for them before making any decisions to purchase or continue to hold a product. 

8. The Promoter reserves the right to verify that an Eligible Customer satisfies these Terms and Conditions.

9. The Promoter reserves the right to vary, amend, extend, cancel, or withdraw, all or part of this Promotion at any time and without notice at the Promoter’s sole discretion.

Save this PD

10. During the Eligibility Period, an Eligible Customer may leave their details with the Promoter or sales consultant in the Apia Contact Centre so they can remain eligible to claim this PD on the same terms as above before 14 May 2022 (“Save this PD”).

11. To Save this PD, the Eligible Customer must request future contact from the Promoter about one of the Eligible Policies by completing either of the following before the Eligibility Period ends: 

a. Submitting their details via the Unique Address that is made available by the Promoter to Eligible Customers and requesting future contact from the Promoter before 14 May 2022; 

or

b. Speaking to a sales consultant in the Apia Contact Centre and requesting future contact from the Promoter before 14 May 2022

12. The Eligible Customer must continue to satisfy the PD terms above, including holding a Current Active Policy, at the time of claiming the PD.