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Apia Double Up Now and Save Terms & Conditions

Apia Double Up Now and Save Terms & Conditions

1. To qualify for the 20% discount on the first year premium of an Eligible Policy ("PD"), you must:

a. hold and have paid for a Current Active Policy;
b. purchase a new Eligible Policy; and
c. comply with these Terms and Conditions

during the Eligibility Period (“Eligible Customer”). Details of Eligible Policies are in Table 1 and 2 of these Terms & Conditions.

2. This PD only applies to the new Eligible Policy’s first year premium and doesn’t apply to current policies, subsequent renewals or any other changes to your policy. 

3. If this PD is applied, you are not eligible to receive any other discount (including any Free Roadside Assist or Free Home Assist promotional offer) that is made available from time to time. This PD is not available in conjunction with any other offers.

4. To qualify for this PD, you must purchase a new Eligible Policy via one of the following means during the Eligibility Period

a. Online Quote and Purchase 
You must:

a. purchase a Current Active Policy on Apia.com.au; and
b. directly after accessing the unique URL/web address for this PD (“Unique Address”) that is made available by the Promoter; OR

b. Direct Communication to Eligible Customers
You must quote and purchase an Eligible Policy via the Unique Address sent to you by the Promoter via a personalised email; OR

c. Banner in Eligible Customer’s Apia Online Account
You must quote and purchase the Eligible Policy via the Unique Address made available to an Eligible Customer via their Apia Online Account if an Eligible Customer has linked a Current Active Policy into their relevant account; OR

d. Valid saved quote
You must purchase a new Eligible Policy from a saved quote with this PD applied during the Eligibility Period; OR

e. Contact Centre
You must purchase a new Eligible Policy via the Apia Contact Centre.

5.This PD applies to the following Eligible Policies:

TABLE 1: When claiming this PD online

If you claim this PD through online channels, Eligible Policies do not include Apia Compulsory Third Party Insurance (CTP) or Apia Landlord (Property and Contents) Insurance.

“Current Active Policy”
(already paid for)

“Eligible Policies”
(20% Promotional Discount applied to New Subsequent Eligible Policy)

Eligibility Period

Apia Home, Contents or combined Home and Contents Insurance Policy

Apia Comprehensive, Third Party Property Damage, or Third Party Fire & Theft Car Insurance Policies

From 26 April 2020 to 31 July 2020

(Must receive quote during the Eligibility Period, and purchase before the selected policy start date passes.) 

Apia Home Extra, Contents Extra or combined Home & Contents Extra Insurance Policy

Apia Comprehensive, Third Party Property Damage, or Third Party Fire & Theft Car Insurance Policies

Apia Landlord Property, Contents or Combined Property and Contents Insurance Policy

Apia Comprehensive, Third Party Property Damage, or Third Party Fire & Theft Car Insurance Policies

Apia Village Style Home, Contents, or Combined Home and Contents Insurance Policy

Apia Comprehensive, Third Party Property Damage, or Third Party Fire & Theft Car Insurance Policies

Apia Apartment Style Residence Contents Insurance Policy

Apia Comprehensive, Third Party Property Damage, or Third Party Fire & Theft Car Insurance Policies

Apia Assisted Living Contents Insurance Policy

Apia Comprehensive, Third Party Property Damage, or Third Party Fire & Theft Car Insurance Policies

Apia CTP Personal Injury Insurance NSW Green Slip (CTP)

Apia Comprehensive, Third Party Property Damage, or Third Party Fire & Theft Car Insurance Policies

Apia Comprehensive Car Insurance Policy

Apia Home, Contents, or combined Home & Contents Insurance Policies

From 26 April 2020 to 31 July 2020

(Must receive quote during the Eligibility Period, and purchase before the selected policy start date passes.) 

Apia Third Party Property Damage Car Insurance Policy

Apia Home, Contents, or combined Home & Contents Insurance Policies

Apia Third Party Fire & Theft Car Insurance Policy

Apia Home, Contents, or combined Home & Contents Insurance Policies

TABLE 2: When claiming this PD via the Apia Contact Centre

If you claim this PD via the Apia Contact Centre, Eligible Policies do not include Apia Landlord (Property and Contents) Insurance, Apia Boat Insurance; Apia Motorcycle Insurance; Apia Motorhome Insurance; Apia Caravan Insurance or Apia Compulsory Third Party Insurance (CTP).

"Current Active Policy"

(already paid for)

“Eligible Policies”

(20% Promotional Discount applied to New Subsequent Eligible Policy)

Eligibility Period

Apia CTP Personal Injury Insurance NSW Green Slip (CTP)

Apia Comprehensive,
Third Party Property Damage, or
Third Party Fire & Theft Car Insurance Policies

From 26 April 2020 to 31 July 2020

Must receive quote during the Eligibility Period and purchase the policy while the quote is valid

Apia Home, Contents or combined Home & Contents Insurance Policy,

Apia Home Extra, Contents Extra or combined Home & Contents Extra Insurance Policy,

Apia Landlord Property, Contents or Combined Property and Contents Insurance Policy,

Apia Village Style Home, Contents, or Combined Home and Contents Insurance Policy,  

Apia Apartment Style Residence Contents Insurance Policy,

Apia Assisted Living Contents Insurance Policy

Apia Comprehensive,

Third Party Property Damage, or

Third Party Fire & Theft Car Insurance Policies

Additional Apia Home, Contents or combined Home & Contents Insurance Policy,

Apia Home Extra, Contents Extra or combined Home & Contents Extra Insurance Policy,

Apia Village Style Home, Contents, or Combined Home and Contents Insurance Policy,

Apia Apartment Style Residence Contents Insurance Policy, or

Apia Assisted Living Contents Insurance Policy

From 26 April 2020 to 31 July 2020

Must receive quote during the Eligibility Period, and purchase the policy while the quote is valid.

Apia Comprehensive,

Third Party Property Damage, or

Third Party Fire & Theft Car Insurance Policy

Apia Home, Contents or combined Home & Contents Insurance Policy,

Apia Home Extra, Contents Extra or combined Home & Contents Extra Insurance Policy,

Apia Village Style Home, Contents, or Combined Home and Contents Insurance Policy,

Apia Apartment Style Residence Contents Insurance Policy, or

Apia Assisted Living Contents Insurance Policy

Additional Apia Comprehensive,

Third Party Property Damage, or

Third Party Fire & Theft Car Insurance Policies

From 26 April 2020 to 31 July 2020

Must receive quote during the Eligibility Period, and purchase the policy while the quote is valid

Apia Boat Insurance,

Apia Motorcycle Insurance,

Apia Motorhome Insurance,

Apia Caravan Insurance Policy

Apia Home, Contents or combined Home & Contents Insurance Policy,

Apia Home Extra, Contents Extra or combined Home & Contents Extra Insurance Policy, Apia Village Style Home, Contents, or Combined Home and Contents Insurance Policy, 

Apia Apartment Style Residence Contents Insurance Policy,

Apia Assisted Living Contents Insurance Policy,

Apia Comprehensive,

Third Party Property Damage, or

Third Party Fire & Theft Car Insurance Policies

6. This PD is applied before taxes and charges are added. If you are eligible for other discounts, we will apply each discount in a predetermined order to the already discounted premium. 

7. If you are eligible for an online discount or this PD, the Promoter will:

a. calculate whether this PD or the online discount offer provides a greater discount off the Eligible Policy’s premium; and
b. apply the offer that provides the greater discount.

For the avoidance of doubt, if an online discount provides a greater discount than this PD, this PD will not apply.

8. Apia Comprehensive Car Insurance counts as an eligible policy but this PD does not apply to Apia Roadside Assist if this optional cover is selected.

9. Apia Home Insurance counts as an eligible policy but this PD does not apply to Apia Home Assist if this optional cover is selected.

10. The Promoter is Australian Pensioners Insurance Agency Pty Ltd (Apia) ABN 14 099 650 996 AR 239591, agent and authorised representative of AAI Limited ABN 48 005 297 807 AFSL 230859 (“AAI”) the insurer and issuer of Apia general insurance products

11. All quotes provided are subject to AAI’s normal underwriting criteria.

12. Current Active Policies and Eligible Policies listed in Tables 1 and 2 are issued by AAI.   

13. Eligible Customers should consider the relevant Product Disclosure Statement and consider whether the product is appropriate for them before making any decisions to purchase or continue to hold a product. 

14. The Promoter reserves the right to verify an Eligible Customer satisfies these Terms and Conditions.

15. The Promoter reserves the right to vary, amend, extend, cancel, or withdraw, all or part of this PD at any time and without notice at the Promoter’s sole discretion.

Save this PD

16. During the Eligibility Period, an Eligible Customer may leave their details with the Promoter or sales consultant in the Apia Contact Centre so they can remain eligible to claim this PD on the same terms as above before 31 July 2021 (“Save this PD”).

17. To Save this PD, the Eligible Customer must request future contact from the Promoter about one of the Eligible Policies by completing either of the following before the Eligibility Period ends:

a) Submitting their details via the Unique Address that is made available by the Promoter to Eligible Customers and requesting future contact from the Promoter before 31 July 2021; or
b) Speaking to a sales consultant in the Apia Contact Centre and requesting future contact from the Promoter before 31 July 2021.

18. When the Promoter makes the requested future contact, they will provide the Eligible Customer the relevant details to claim the PD at that point in time (including any offer end dates.

19. The Eligible Customer must continue to satisfy the PD terms above, including holding a Current Active Policy, at the time of claiming the PD.