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Compulsory Third Party Insurance

Third Party Personal Injury Insurance.

Choose from our range of CTP insurance options

ACT CTP Insurance

Anyone registering a motor vehicle in the Australian Capital Territory (ACT) must have Compulsory Third Party Insurance (CTPI). This is purchased with your registration. ACT motorists can choose their CTP insurer when renewing a registration.

What is covered?
  • Covers you for your legal liability for personal injuries caused in a motor vehicle accident if you are the at fault driver.
  • Apia also provides Driver Cover Plus with your CTP insurance. Driver Cover Plus provides cover for specific serious injury benefits for eligible drivers.

Rewarding experienced drivers

It's easy! Apia is rewarding experienced drivers^ with $75 back via a pre-paid eftpos card.

  • Simply select 'Apia' on your CTP registration Renewal Reminder for a 12 month term.
  • Pay for your rego renewal.
  • Automatically receive your $75 eftpos card within 4-6 weeks of your CTP renewal date.*
Vehicle classification Rebate amount
Passenger vehicle $75
Utes/Vans, Gross Vehicle
Mass less than 4.5t
301 to 600cc
600cc and above

For more information on premiums visit the ACT treasury web page

Conditions: ^Rebate offer is only available to customers aged over 50. *Offer applies to CTP taken out after the 03/04/2016 on passenger vehicles, motorcycle>300cc, Utes & Vans with GVM<4.5t. 12 month registration only. Card will be automatically mailed to you in 4 to 6 weeks of CTP renewal date. Gift Card Planet eftpos Gift Cards are issued by Emerchants Payment Solutions Limited ABN 30 131 436 532, AFSL 404131.