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What is rideshare driving?

Rideshare driving is a key part of the gig economy. It sees drivers use their private vehicles to transport passengers, who can book and pay for their ride via a smartphone app. The most well-known rideshare company is Uber, although others like Bolt, Ola, DiDi and Shebah all have their fair share of the market.

Rideshare driving is becoming popular with many over 50s, offering them a chance to get out of the house, meet new people, and make some extra money.

Why might you want to become a rideshare driver?

Becoming a rideshare driver appeals to many over 50s. Some common reasons include:

  • the chance to create additional income
  • the opportunity to meet colourful characters every day
  • the flexibility to choose your own schedule, and
  • the ability to get out of the house and feel productive.

Will car insurance cover my rideshare driving?

Before becoming a rideshare driver, you need to consider the insurance implications. As a rideshare driver, you'll need at least Third Party Property Damage Insurance , which covers damage you might cause to someone else’s vehicle or property. Comprehensive Car Insurance is another option to consider, as it can cover damage to your vehicle and therefore allow you to get back on the road sooner. You can also call your insurer to see whether you’ll be covered if you start rideshare driving.

The various ridesharing apps may also cover their drivers for different amounts – just make sure to read the T&Cs of your chosen app.

Explore Over 50s Car Insurance

How can I maintain my car as a rideshare driver?

Your car may undergo more wear and tear if you’re ferrying a lot of passengers around. Regular maintenance is key, as well as little habits like going easy on the brakes and frequently changing your oil.

How can I become a rideshare driver?

Rideshare apps require you to:

  • clear a background check
  • have a valid driver licence, and
  • have access to a vehicle that meets your chosen app’s standards.

For specific sign-up instructions, visit the website of the ridesharing app you’d like to join.

Becoming a ridesharing driver can be a fulfilling endeavour, helping you make some extra income while connecting with people from all walks of life. Just make sure you’re prepared when it comes to any maintenance and insurance considerations.

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Australian Pensioners Insurance Agency Pty Ltd ABN 14 099 650 996 AR 239591 is an authorised representative of AAI Limited ABN 48 005 297 807 AFSL 230859, the product issuer. Please consider the Product Disclosure Statement and Additional Information Guide (AIG) before buying this insurance. Limits, exclusions and conditions apply.

This advice has been prepared without taking into account your particular objectives, financial situations or needs, so you should consider whether it is appropriate for you before acting on it.

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