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Car Insurance

 
Choose award-winning comprehensive car insurance
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Choose from our award-winning insurance options

Comprehensive Car Insurance

Helps protect your car against accidental loss or damage including theft, loss, fire, storms and malicious damage. Receive great discounts if you drive less and/or apply for a quote online for a new comprehensive car insurance policy.

We offer:
  • 15% discount^ when you request a quote for a new comprehensive car insurance policy online
  • Discount on your premium if you drive less than 20,000 km per year
  • Pay by the month at no extra cost
GET A QUOTE ONLINE

Apia Comprehensive Car cover features:

  • Lifetime guarantee on repair work authorised by us
  • Up to $1,000 personal property stolen or damaged in an accident
  • We'll replace your car with a new one if it's stolen, not recovered and is less than 10 years old ($40,000 limit applies)
  • A protected No-claim bonus if you remain claim free on Rating 1 for three consecutive years with Apia, or you have this with your current insurer and switch to Apia
  • Up to $20 million Legal liability for damage caused by your car

Add any of these optional benefits to your cover

Apia Roadside Assist

Whether it’s a flat tyre or a breakdown, if you can't get started, we'll get your car back on the road.

  • 24/7 support
  • Unlimited callouts
  • No extra joining fee
Less than $7 a month
Learn more

Windscreen and Window glass cover

 

Add this option for one excess-free repair or replacement of your car’s windscreen or window glass, in each period of insurance.

The features and benefits listed on this page apply to new customers from 21 May 2016 and existing customers who renew their policy on or after 27 June 2016.

 

Information & Downloads

 

Latest PDS documents

For policies purchased on or after 21 May 2016 or with a renewal date from 27 June 2016

Older PDS documents

For policies purchased prior to 21 May 2016 or with a renewal date prior to 27 June 2016

What our customers say

 

I just can't have enough praise and admiration for what you've done for us, it's just been absolutely fantastic.

Graeme, Apia Customer
 

I've insured my second car with Apia now too, because I found the service very good and they really seem to approach the over 50s well I think.

Allan, Apia Customer
 

One call and they organised everything, including a tow truck and a taxi ordered to take me home. My car was fixed perfectly.

Christine, Apia Customer
 

Information & Downloads

 

Latest PDS documents

For policies purchased on or after 21 May 2016 or with a renewal date from 27 June 2016

Older PDS documents

For policies purchased prior to 21 May 2016 or with a renewal date prior to 27 June 2016