Apia's Car Insurance Policy has been designed especially for drivers over 50.
At Apia, we recognise that you are a better driver, and should never have to carry the burden of less
experienced drivers' mistakes.
Because Apia's car insurance policies are calculated to suit individual circumstances, hundreds of thousands
of our customers have already saved money with our competitive premiums. Our car insurance policy
includes fantastic benefits and is backed by a fast and efficient claims service, once you have
experienced being with Apia you won't want to insure any other way.
Apia offers three types of car insurance covers:
Comprehensive Car Insurance - Summary of Cover
Provides cover for loss or damage to your car up to the value of your car (market value at the time of loss or agreed value).
- Maximum no-claims bonus maintained for life
- No fault no excess
- Agreed Value or Market Value choice
- Legal Liability Cover up to $20 million
- Personal effects that are stolen or damaged up to $750
- New car replacement up to 2 years, including hybrid option
- Towing costs for your car
- Get Home expenses
- Hire car of a similar car for up to 21 days if your car is stolen
- Domestic trailer covered up to $1000
- Lifetime guarantee on authorised repairers work
- Continued insurance after 80 years of age
Third party fire and theft car insurance - Summary of Cover
Provides cover for loss or damage to your car as a result of fire, lightning, explosion or theft, up to the agreed value.
- Legal Liability Cover up to $20 million
- Towing costs for your car
- Get Home expenses
- Hire car of a similar car for up to 21 days if your car is stolen
- Damage by uninsured third parties
Third party only (legal liability) - Summary of Cover
Provides cover for damage to someone else's property caused by or in connection with your car for which you are legally liable.
- Legal Liability Cover up to $20 million
- Damage by uninsured third parties
Car Insurance Product Disclosure Statement
You can download our Car Insurance Product Disclosure Statement and Policy Wording here.