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Home Insurance

 
Choose award-winning home and contents insurance
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Choose from our award-winning insurance options

Home & Contents Insurance

Protects your home and contents against unexpected events such as fire, theft, storm, flood# and vandalism.

We offer:
  • 15% discount^ when you quote for a new home & contents insurance policy online
  • Pay your premium by the month at no extra cost
  • New for old contents replacement – regardless of age.
GET A QUOTE ONLINE

Apia Home & Contents cover features:

  • Cover for fire, storm, flood#, theft, impact, vandalism and earthquake
  • Up to 52 weeks temporary accommodation if your home is unliveable after an insured event
  • Motor burnout cover (up to $2,000)
  • Food and medication spoilage if your refrigerator or freezer breaks down following an insured event (up to $500)
  • Replacement of locks if your house keys are stolen (up to $1,000)
  • Legal liability (up to $20 million)
  • Visitor's contents in your home (up to $2,000)
  • Cover for contents in commercial storage
  • Veterinary expenses for domestic dogs or cats after vehicle impact (up to $1,000)

Apia Home & Contents Extra

This is Apia's highest level of home and contents insurance and includes protection for accidental damage to or loss of your home and contents. The home and contents extra policy also has the highest limits across our range of features too. For further information about this level of cover please refer to the PDS below.

To select our Home & Contents Extra cover you will need to answer 'Yes' to the accidental damage question when getting a quote online

The features and benefits listed on this page apply to new customers from 21 May 2016 and existing customers who renew their policy on or after 27 June 2016.

 

Information & Downloads

 

Latest PDS documents

For policies purchased on or after 21 May 2016 or with a renewal date from 27 June 2016
HOME AND CONTENTS INSURANCE
 
Home and Contents Insurance - Apia Home Assist Supplementary PDSPDF 171kb

Please note that Apia Home Assist is only available in certain Melbourne metropolitan postcodes

HOME AND CONTENTS EXTRA INSURANCE
 
Home and Contents Extra Insurance - Apia Home Assist Supplementary PDSPDF 150kb

Please note that Apia Home Assist is only available in certain Melbourne metropolitan postcodes

KEY FACT SHEETS
APIA HOME ASSIST TERMS AND CONDITIONS
 
Apia Home Assist terms and conditions – effective 21 May 2016PDF 59kb

Please note that Apia Home Assist is only available in certain Melbourne metropolitan postcodes

Older PDS documents

For policies purchased prior to 21 May 2016 or with a renewal date prior to 27 June 2016
KEY FACT SHEETS

Important Information

# Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm) other exclusions apply.

What our customers say

 

I just can't have enough praise and admiration for what you've done for us, it's just been absolutely fantastic.

Graeme, Apia Customer
 

I've insured my second car with Apia now too, because I found the service very good and they really seem to approach the over 50s well I think.

Allan, Apia Customer
 

One call and they organised everything, including a tow truck and a taxi ordered to take me home. My car was fixed perfectly.

Christine, Apia Customer
 

Information & Downloads

 

Latest PDS documents

For policies purchased on or after 21 May 2016 or with a renewal date from 27 June 2016
HOME AND CONTENTS INSURANCE
 
Home and Contents Insurance - Apia Home Assist Supplementary PDSPDF 171kb

Please note that Apia Home Assist is only available in certain Melbourne metropolitan postcodes

HOME AND CONTENTS EXTRA INSURANCE
 
Home and Contents Extra Insurance - Apia Home Assist Supplementary PDSPDF 150kb

Please note that Apia Home Assist is only available in certain Melbourne metropolitan postcodes

KEY FACT SHEETS
APIA HOME ASSIST TERMS AND CONDITIONS
 
Apia Home Assist terms and conditions – effective 21 May 2016PDF 59kb

Please note that Apia Home Assist is only available in certain Melbourne metropolitan postcodes

Older PDS documents

For policies purchased prior to 21 May 2016 or with a renewal date prior to 27 June 2016
KEY FACT SHEETS

Important Information

# Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm) other exclusions apply.