Apia Home Insurance
Property Insurance Most Recommended Brand Engaged Marketing 2014/15

HOME insurance

Choose from a range of Home Insurance products, specifically designed for over 50s living in Australia.

Home and contents

Insures your home and contents against unplanned events such as fire, theft, storm, flood# and vandalism.

  • 15% discount when you request a quote for a new home insurance policy online
  • Different  policies to suit various living arrangements
  • Pay your premiums by the month at no extra cost

We cover

  • New for old contents replacement – regardless of age
  • Fire, storm and flood#, theft and vandalism
  • Food and medication spoilage if your refrigerator or freezer breaks down following an insured event (up to$500)
  • Cover for plants and gardens in the ground following certain insured events (up to $2,000)
  • Legal liability (up to $20 million)
  • Visitor’s contents in your home (up to $2,000)


Need more information?

You'll find it in our Product Disclosure Statements below.


Please note - the relevant features and benefits within this PDS apply to new customers from the 3rd of December 2012 and existing customers who renew their policy on or after the 31st of December 2012.
For customers who commence a policy or renew their policy prior to these dates – please refer to the previous PDS documents below.


Important information

#Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm) other exclusions apply