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Home Insurance

 
Choose award-winning home and contents insurance
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Choose from our award-winning insurance options

Home & Contents Insurance

Insures your home and contents against unplanned events such as fire, theft, storm, flood# and vandalism.

Smart ways to save $
  • 15% discount when you request a quote for a new home insurance policy online.
  • New for old contents replacement – regardless of age.
  • Pay your premiums by the month at no extra cost.
GET A QUOTE ONLINE

Apia Home & Contents cover features:

  • New for old contents replacement - regardless of age
  • Fire, storm and flood#, theft and vandalism
  • Food and medication spoilage if your refrigerator or freezer breaks down following an insured event (up to $500)
  • Cover for plants and gardens in the ground following certain insured events (up to $2,000)
  • Legal liability (up to $20 million)
  • Visitor's contents in your home (up to $2,000)

 

Information & Downloads

 

Latest PDS documents

For policies purchased on or after 3 Dec 2012
KEY FACT SHEETS
 

Please note - the relevant features and benefits within this PDS apply to new customers from 3 Dec 2012 and existing customers who renew their policy on or after 31 Dec 2012.

For customers who commence a policy or renew their policy prior to these dates - please refer to the previous PDS documents below.

Older PDS documents

For policies purchased prior to 3 Dec 2012 or renewed prior to 31 Dec 2012

Premiums, Excesses, Discounts and Claims Payment Guides

For policies purchased on or after 1 Jul 2013

Important Information

# Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm) other exclusions apply.

What our customers say

 

I just can't have enough praise and admiration for what you've done for us, it's just been absolutely fantastic.

Graeme, Apia Customer
 

I've insured my second car with Apia now too, because I found the service very good and they really seem to approach the over 50s well I think.

Allan, Apia Customer
 

One call and they organised everything, including a tow truck and a taxi ordered to take me home. My car was fixed perfectly.

Christine, Apia Customer
 

Information & Downloads

 

Latest PDS documents

For policies purchased on or after 3 Dec 2012
KEY FACT SHEETS
 

Please note - the relevant features and benefits within this PDS apply to new customers from 3 Dec 2012 and existing customers who renew their policy on or after 31 Dec 2012.

For customers who commence a policy or renew their policy prior to these dates - please refer to the previous PDS documents below.

Older PDS documents

For policies purchased prior to 3 Dec 2012 or renewed prior to 31 Dec 2012

Premiums, Excesses, Discounts and Claims Payment Guides

For policies purchased on or after 1 Jul 2013

Important Information

# Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm) other exclusions apply.