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Home Insurance

At Apia, we know that everyone's living situation is different.

That's why we have a range of Home Insurance options to cover what’s important to you and your lifestyle.

Customer Rating 5.0 stars out of 5 stars 5.0 stars out of 5 stars  ( 5.0 out of 5)
Retired man pruning garden

Home and Contents Insurance

With Apia Home and Contents Insurance, your home – and the precious things inside it – are covered for a wide range of events, such as damage or loss due to flood, storm, fire, burglary and more.


Apartment Insurance

Apia Apartment Insurance is for people who live in a multi-storey apartment building. You'll receive contents cover, as well as cover for some things (like fixtures and fittings) that Body Corporate may not insure.

Couple walking outdoors wearing glasses

Village Insurance

If you live in a retirement or lifestyle village, this policy is specially designed to protect your home and contents against insured events such as fire, theft, storm, flood, vandalism and more.

Retired couple on tablet device in garden

Landlord Insurance

Protect your property investment, with Apia’s Landlord Insurance policy. Your rented property will be covered for events such as fire, storms, flood, earthquake, as well as malicious damage by tenants. 


Assisted Living Insurance

Protect your precious belongings if you live in a nursing home or other assisted living accommodation, with Assisted Living Insurance. Your contents will be covered for accidental loss or damage.

What our customers say

Home Insurance is rated 4.7 out of 5 by 136.
Rated 5 out of 5 by from Easy to complete Easy and straight forward with a very competitive price.
Date published: 2018-02-18
Rated 5 out of 5 by from Easy to use online service, great value for money Changed over to A pie o line, better value for money and great Australian product
Date published: 2018-02-16
Rated 5 out of 5 by from The cover I was looking for and so simple to apply. Other insurers have online applications that are harder to work through and they do not have the same extent of covers or they charge extra for them. For instance, APIA has a realistic removal of debris cover up to 10% of S.I. whereas others have an unworkable $10K limit.
Date published: 2018-02-15
Rated 5 out of 5 by from Online I've reviewed a few insurance policies online and Apia was the easiest and clear instructions with good value
Date published: 2018-02-12
Rated 5 out of 5 by from Home & contents Very easy process over Internet. Easy payment options.
Date published: 2018-02-12
Rated 5 out of 5 by from Great Features, Competitive Premium I am very happy with this product and the coverage it provides. (One good thing about turning 50!!!)
Date published: 2018-02-08
Rated 4 out of 5 by from Best value Applying was easy and great value compared to other companies.
Date published: 2018-02-08
Rated 4 out of 5 by from Surprising value After choosing Apia for my comprehensive car insurance, I thought I'd see how Apia compared with my current Contents Insurance (which I'd had for over 5 years). I was well surprised to find that the premiums saved me over $200 per year for an equivalent coverage sum. Additionally, the promise of 'new for old' replacement seemed very appealing. Hopefully won't need this, but it's good to know it's available if the worst happens.
Date published: 2018-02-07
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