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Save 20% when you buy new car & home insurance together before 31 July.
Both new and existing eligible customers can save 20% off their second new eligible policy
Start here to redeem your offer. T&Cs apply.

Home Insurance

At Apia, we know that everyone's living situation is different

That's why we have a range of Home Insurance options to cover what’s important to you and your lifestyle.

Get a quote for

Customer Rating 5.0 stars out of 5 stars 5.0 stars out of 5 stars  (5.0 out of 5)
Retired man pruning garden

Home and Contents Insurance

With Apia Home and Contents Insurance, your home – and the precious things inside it – are covered for a wide range of events, such as damage or loss due to flood, storm, fire, burglary and more.

Home Building Insurance

Insurance for your house. Covers damage or loss of your home, caused by fire, break-ins and weather events. Includes garages and sheds.

Home Contents Insurance

Insurance for your household items. Covers damage or loss to your belongings at home, caused by fire, break-ins and weather events. Includes furniture, unfixed electrical appliances and medical aids.

Apartment Insurance

Apia Apartment Insurance is for people who live in a multi-storey apartment building. You'll receive contents cover, as well as cover for some things (like fixtures and fittings) that Body Corporate may not insure.

Couple walking outdoors wearing glasses

Village Insurance

If you live in a retirement or lifestyle village, this policy is specially designed to protect your home and contents against insured events such as fire, theft, storm, flood, vandalism and more.

Retired couple on tablet device in garden

Landlord Insurance

Protect your property investment, with Apia’s Landlord Insurance policy. Your rented property will be covered for events such as fire, storms, flood, earthquake, as well as malicious damage by tenants.

Assisted Living Insurance

Protect your precious belongings if you live in a nursing home or other assisted living accommodation, with Assisted Living Insurance. Your contents will be covered for accidental loss or damage.

Apia Claims, made easy

As a customer of a Suncorp Network brand, you can track and lodge home or comprehensive car insurance claims with the Suncorp App.


Home Insurance Reviews

Home Insurance is rated 4.7 out of 5 by 218.
Rated 5 out of 5 by from Smooth, swift and sweet. Application process and premium Smooth, swift and sweet.
Date published: 2020-05-15
Rated 4 out of 5 by from So simple to gain insurance I shopped around and found Apia to be very fair and having made a claim a few years ago easy to deal with
Date published: 2020-04-09
Rated 5 out of 5 by from Great competitive value. I am happy Apia has a monthly instalment at no extra cost.
Date published: 2020-03-15
Rated 1 out of 5 by from Beware discount only lasts until policy renewal the discounts offered in order to get your business only last until your renewal date and then the full amount is charged. That equated to an increase of 17%. On policy renewal I queried this and they would not provide the discount, but if I go back online and do a new identical policy I can get the discounts again. They are hooking you in and then hoping you don't notice or compare policies again on renewal.
Date published: 2020-02-03
Rated 5 out of 5 by from Thank you easy website Bought it today .I am really happy with the price :)
Date published: 2020-01-08
Rated 5 out of 5 by from Very easy I am happy with the quote, which was better than others I received
Date published: 2019-10-09
Rated 5 out of 5 by from Someone who cares about we oldies! I have been with Apia for many, many years and I would recommend them to anyone lucky enough to be over 50!
Date published: 2019-02-06
Rated 4 out of 5 by from Easy to use. Good value. Have Life insurance and caravan insurance with Apia. Makes sense to have contents also.
Date published: 2019-01-21
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