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Car Insurance

Apia's award-winning Car Insurance options are designed to provide cover for a range of insured events like storms, theft and accidents.

Choose from our three cover options to suit your needs.

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Man packing surfboard in car

Comprehensive Car Insurance

Let us help you get back on the road, with Apia's Comprehensive Car Insurance. This option can protect your car against accidental loss or damage due to insured events such as theft, fire, storm and malicious damage.

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Third Party Insurance

Third Party Property Insurance protects you for legal liability up to $20 million. You'll also be covered for damage to your own car if you're not at fault and the at-fault party doesn't have insurance.

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Fire, Theft & Third Party Insurance

Fire, Theft & Third Party Insurance provides you with Third Party Insurance cover up to $20 million legal liability, as well as cover for your own car in the case of fire, theft or attempted theft.