I just can't have enough praise and admiration for what you've done for us, it's just been absolutely fantastic.
Provides your family with a lump sum payment to help pay for funeral and associated expenses. Funerals can cost from $4,000 to around $14,000* - an amount that could be difficult to find, especially if you haven't planned for it. It only takes a few minutes to buy online and once approved your cover starts immediately.
For more information please read the Product Disclosure Statement
Your Funeral benefit will not be paid out if, in the first year, you die as a result of:
We will however, refund all premiums paid. After the first 12 months, we will pay your benefit if your death is as a result of any cause. More information is detailed in our product disclosure statement.
At Apia we know that claim time is our moment of truth. It's when the cover that you placed with us really kicks in. We see it as delivering on a promise that we made to you - a promise to protect you and your family financially.
When you do make a claim, chances are it's at a very difficult time for you and your family. We promise to make our claims process as easy as possible for you so you can concentrate on being with your loved ones.
When you make a claim:
Working with you
Our Claims Team
Reviewing our Decisions
There are times when a policy may not support the payment of a claim. Our promise to you is that updates will be provided right up until we make our decision. We do have a robust claims review process which ensures all claims decisions can be independently reviewed.
*Source: www.moneysmart.gov.au. Last accessed 4 January 2016. These figures are a guide, It’s up to you to consider what type of funeral you’d like.
Any advice is general only and does not take into account your objectives, financial situation or needs. Apia Funeral Insurance is issued by Suncorp Life & Superannuation Limited ABN 87 073 979 530, AFSL 229 880 (SLSL) under the Apia brand and is distributed by Suncorp Financial Services Pty Limited ABN 50 010 844 621, AFSL 229 885 (SFS). Consider the Product Disclosure Statement available at apia.com.au/funeral before deciding whether to buy. Customers aged 45 – 75 years eligible for cover. Cash back subject to terms. Funeral insurance is not a savings plan. If you cancel your policy any premiums you have paid for your policy will not be refunded. It is possible that the total premium you pay under the policy is greater than the sum insured. 30 days "cooling off" to check insurance meets your needs. Magazine offer terms and conditions apply, limited time only. Policy must be in force for 30 days and premium paid in full. Visit apia.com.au/funeral for details.
The Australian Will Kit is owned and published by AM Direct ABN 37 266 199 525. Australian Pensioners Insurance Agency Pty Limited ABN 14 099 650 996 ("Apia") does not warrant the information contained in the Australian Will Kit, or that it will be suitable for your personal circumstances. If you are unsure whether the Australian Will Kit may be suitable for your circumstances, you should seek professional legal advice from a qualified legal practitioner.