Fire, Theft & Third Party Property Damage Insurance

  • Cover for fire or theft up to the amount covered shown on your certificate
  • Choose to pay by instalments or annually
  • Cover for car hire costs (up to 21 days if your car is stolen)

Fire, Theft & Third Party Property Damage Insurance

Provides cover for accidental loss or damage to your car caused by fire or and theft and protects you against legal liability (up to $20 million) for damage to another person's property or vehicle arising from the use of your car.

Apia Fire, Theft & Third Party Property Damage Insurance features:

  • Cover for accidental loss or damage caused by fire or theft up to the amount covered shown on your certificate
  • Cover up to $5,000 for reasonable cost of repairs for damage to your car by an at fault uninsured driver if you can provide us the name and address of the person at fault and the registration number of the at fault vehicle
  • Reasonable costs of towing and storage from the scene of the incident when your car is damaged in an incident covered by your policy and it is not roadworthy or safe to drive
  • Hire car after theft for up to 21 days
  • Up to $20 million legal liability cover for damage caused by the use of your car
  • Cover for Get home expenses to transport you and your passengers to your address or destination if your car is damaged in an incident covered by your policy (up to $500)

Limits, exclusions and conditions apply, please refer to the PDS for full details.

Talk to an Expert

For insurance advice or help with a quote, chat with someone who takes the time to understand you.

Contact us online

Policy Documents

For full details of what is and isn't covered please refer to the relevant Product Disclosure Statement (PDS)

Third Party Fire & Theft Faqs

Service you can trust

Here to help

For insurance advice or help with a quote, contact us for a chat.

Contact us

Need to make a claim?
We're available 24/7.

Claim now

We're here to make experience matter for Aussies over 50.

Read more