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Village Insurance

Our Village Insurance is suited to people who live in a Townhouse, Villa, Unit and is also well suited to people living within a Retirement or Lifestyle Village. It provides cover for your building, contents or valuables.

It not only provides cover for a number of events such as fire, theft, storm damage, flood damage and electrical motors burning out, but also recognises your insurance needs may be different than those living in a house.

For example, people often find out the hard way that there are things that Bodies Corporate and standard home insurance policies don’t cover, such as fixtures and fittings like floor coverings, bench tops, light fittings, curtains/blinds and so on. Our Village Insurance is designed to help fill those gaps, by covering those things under your contents cover.

It also provides some unique benefits, such as cover for contents stored in a locked storage cage at your residential complex as well as the option to cover contents in professional storage.


Other great benefits include:

  • New for old contents replacement – regardless of age
  • Similar temporary accommodation if your home becomes unliveable after loss or damage

Cover for:

  • Accidental breakage of glass fixed to your home
  • Legal liability up to $20 million
  • Extra cost of rebuilding such as architects fees, and removal of debris
  • Veterinary expenses for your domestic pet after vehicle impact
  • Contents of guests and visitors

 Online Quote

 

 

Benefits subject to Product Disclosure Statement terms and conditions.

Village Style Residence Product Disclosure Statement (PDF, 3275kb)

 

Also read this Supplementary Policy:

Village Style Residence Supplementary Product Disclosure Statement (PDF, 160kb)

Village Style Residence Supplementary PDS applied from 28 February 2011 to 6 June 2011 (PDF, 97kb)

 

Use the Home Advantage Insurance Selector to find the right cover for you.

Village Insurance

If your fridge breaks down due to electrical motor burnout, you don’t have to worry if you remembered to take out this option – it’s all part of the cover you get with Apia’s Home Advantage Insurance.

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Australian Pensioners Insurance Agency Pty Limited ABN 14 099 650 996 (Apia) insurance, specialist in Seniors Insurance Home Insurance, Landlord insurance, Car Insurance, Caravan Insurance, Motorhome Insurance, Boat Insurance and Travel Insurance Australian Alliance Insurance Company Limited (AAI) ABN 11 006 471 709 AFS Licence No. 235011.  Apia Funeral Insurance and Injury Insurance issued by Suncorp Life & Superannuation Limited (SLSL) ABN 87 073 979 530 AFSL 229880.  GIO General Limited ABN 22 002 861 583 (GIO) AFSL No. 229873, Compulsory Third Party Personal Injury (CTP) Insurance, AAI, Apia and GIO are members of the Suncorp Group of Companies. Apia acts as an agent and authorised representative of AAI, GIO and SLSL.  Other car insurance is also available.