If your fridge breaks down due to electrical motor burnout, you don’t have to worry if you remembered to take out this option – it’s all part of the cover you get with Apia’s Home Advantage Insurance.
Our Village Insurance is suited to people who live in a Townhouse, Villa, Unit and is also well suited to people living within a Retirement or Lifestyle Village. It provides cover for your building, contents or valuables.
It not only provides cover for a number of events such as fire, theft, storm damage, flood damage and electrical motors burning out, but also recognises your insurance needs may be different than those living in a house.
For example, people often find out the hard way that there are things that Bodies Corporate and standard home insurance policies don’t cover, such as fixtures and fittings like floor coverings, bench tops, light fittings, curtains/blinds and so on. Our Village Insurance is designed to help fill those gaps, by covering those things under your contents cover.
It also provides some unique benefits, such as cover for contents stored in a locked storage cage at your residential complex as well as the option to cover contents in professional storage.
Other great benefits include:
- New for old contents replacement – regardless of age
- Similar temporary accommodation if your home becomes unliveable after loss or damage
Cover for:
- Accidental breakage of glass fixed to your home
- Legal liability up to $20 million
- Extra cost of rebuilding such as architects fees, and removal of debris
- Veterinary expenses for your domestic pet after vehicle impact
- Contents of guests and visitors
Benefits subject to Product Disclosure Statement terms and conditions.
Village Style Residence Product Disclosure Statement
Use the Home Advantage Insurance Selector to find the right cover for you.