Apia is Australia’s most recommended car insurance company in Australia*.
Apia is available 24 hours 7 days a week and you speak to a real person. This means we offer you a great level of cover and an efficient claims service.
Comprehensive Car Insurance
Apia’s comprehensive car Insurance policy covers for accidental loss or damage, fire, theft or attempted theft, malicious damage or storm damage to your car. It also includes cover for your legal liability to other people’s property caused by your car up to $20 million plus legal costs. Get a quote now.
Key Features:
- Maximum no-claims bonus/Rating 1 maintained for life if you remain claim free for 3 consecutive years, or you already hold one with your current insurer. This means you will not lose this even if you are responsible for the accident.
- Pay by instalments at no extra cost
- A discount on your premium if you drive less than 20,000 km’s per year
- If your car is stolen and not recovered and is less than 10 years old, we will replace it with a new car
- Cover of up to $1,000 for stolen or damaged personal items
- Lifetime guarantee on authorised repairers work
Complete an online quote for a new policy to be eligible for
a 5% discount on comprehensive car insurance.
Third party fire and theft Car Insurance
Apia’s Third party fire and theft insurance provides cover to your car caused by fire or theft. It also covers your legal liability up to $20 million for damage to other people’s property caused by your car. Get a quote now.
Key Features:
- Loss or damage to your car (up to an agreed value) as a result of fire, lightning, explosion or theft.
Other great benefits include:
- Up to $5000 for damage to your car caused by uninsured third parties
- Reasonable towing costs for your car following loss or damage covered by this policy
- Help with the cost of expenses to get home following loss or damage to your car covered by this policy
- Hire of a similar car for up to 21 days if your car is stolen
Third party only
Key Features:
- Legal liability (up to $20 million)
- Up to $5,000 cover for damage caused to your car by uninsured third parties, including any towing costs.
Compulsory Third Party (CTP) Insurance - NSW Green Slip
View NSW CTP Green Slip Insurance for more information.
Benefits subject to Product Disclosure Statement and Supplementary Disclosure Statement, terms and conditions.
Car Advantage Product Disclosure Statement (PDF, 1522kb)
Car Advantage Premium, Excess and Claims guide (PDF, 202kb)
Click here for the older version of this guide that applied from 1 May 2011 to 26 October 2011 (PDF, 746kb)
Click here for the older version of this guide that applied from 28 October 2009 to 30 April 2011 (PDF, 271kb)
Also read this Supplementary Policy:
Car Advantage Supplementary Product Disclosure Statement (PDF, 102kb)
