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Boat Insurance

At Apia, we know that your leisure choices are very important. If you’re taking the opportunity to travel more, or just enjoying your boat, caravan or motorhome on the weekends, our range of leisure products make sure you’re always covered.

Sailing on the harbour. Water skiing on the lake. Fishing in the deep. Whatever your boating needs, Apia offers the choice of comprehensive or third party boat insurance.

Apia offers two types of boat insurance covers:


Comprehensive Boat Insurance

  • Cover for loss or damage if your boat is in the water or being towed.
  • Reasonable costs of removal of your boat to the nearest repairer
  • Cover for loss or damage to personal effects (up to $250)
  • Optional cover for loss or damage caused in sailboat racing and water skier’s legal liability

Third Party

Covers you for your legal liability arising from the use of your boat for accidental damage to someone else's property or accidental death or bodily injury up to $5 million.


Benefits subject to Product Disclosure Statement terms and conditions.

Boat Insurance Product Disclosure Statement

Apia Boat Insurance

You're covered for loss or damage to your boat and, if specified, your boat trailer, motors, machinery, sails, masts, spars and rigging. 

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Apia insurance, specialist in Home Insurance, Landlord insurance, Car Insurance, Caravan Insurance, Motorhome Insurance, Boat Insurance and Travel Insurance for people over 50 who are working less and living more. Insurance issued by Australian Alliance Insurance Company Limited (AAI) ABN 11 006 471 709 AFS Licence No. 235011.

Australian Pensioners Insurance Agency Pty Limited ABN 14 099 650 996 acts as agent and authorised representative of AAI.