Our Apartment Insurance provides cover for your contents. It’s suitable for you if you are living in a residence within a multi-storey building.
Apia’s Apartment Insurance covers you for things like fire, theft, storm damage, and electrical motors burning out, it also recognises your insurance needs may be different to those living in a house.
People often find out the hard way that there are things that Bodies Corporate and standard home insurance policies don’t cover, such as fixtures and fittings like floor coverings, bench tops, light fittings, curtains/blinds and so on. Our Apartment Insurance is designed to help fill those gaps, by covering those things under your contents cover.
We also recognise that when you live in an apartment your contents are less likely to be damaged or stolen, so we can provide you with a better price.
Other great benefits include:
- New for old contents replacement – regardless of age
- Similar temporary accommodation if your home is unliveable after loss or damage
- Similar temporary accommodation due to lift malfunction and you are unable to use the stairs
Cover for:
- Contents you stored in a locked cage within your apartment complex
- Contents permanently fixed in common areas of the apartment complex
- Locks, keys, magnetic swipe cards to your residence
- Accidental breakage of glass fixed to your residence or forming part of furniture
- Food and medication spoilage if your refrigerator or freezer breaks down
- Legal liability up to $20 million
- Veterinary expenses for your domestic pet after vehicle impact
- Contents of guests, visitors and carers
Benefits subject to Product Disclosure Statement terms and conditions.
Apartment Style Residence Product Disclosure Statement (PDF, 2575kb)
Also read this Supplementary Policy:
Apartment Style Residence Supplementary Product Disclosure Statement (PDF, 157kb)
Apartment Style Residence Supplementary PDS applied from 28 February 2011 to 6 June 2011 (PDF, 91kb)
Use the Home Advantage Insurance Selector to find the right cover for you.
